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ANZ Select account

An account that earns credit interest when you have a balance of $5,000 or more.

Benefits

Earn credit interest

When you have a balance of $5,000 or more you'll earn credit interest of —% p.a. on the entire balance.

No transaction fees

Bank the way you want to, whether online, on your phone, in a branch or using our Contact Centre.

Save on monthly account fees

The monthly account fee of $6 is waived if you keep an average monthly balance of $5,000 or more. 

Free Visa Debit card

Enjoy the convenience of making contactless payments, getting cash at ATMs, and shopping online or overseas anywhere Visa is accepted. You must be aged 13+ to apply for an ANZ Visa Debit card.

Easy, convenient banking

With ANZ’s goMoney mobile app—, Apple Pay—, Google Pay™—, Pay to Mobile— and more, you can do all your banking and shopping on your compatible device – so you can keep on moving.

We can help you switch

We’ll open your new accounts—, and work with your current bank to transfer your balances and existing payments. We’ll also set you up with goMoney and Internet Banking—, and close your old accounts—, all usually within 14 days. If you’d like to start the switching process, call us on 0800 269 296 or visit any ANZ branch.

Personalise your Visa Debit card

Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun – just choose one of our gallery images or upload your own photo—.

You must be 13 years or over to apply for an ANZ Visa Debit card. 

Learn more about MyPhoto card

Account fees

Fee

Interest rates

$0.00 - $4,999.99: —% p.a.

$5,000.00+: —% p.a. on entire balance

Monthly account fee

$6
(waived if you keep an average monthly balance of $5,000 or more)

Transaction fees

$0

ANZ Visa Debit card annual fee

$0

Apply using our online form

Apply online for an ANZ Select account

How to apply

Apply online

Apply for an ANZ Select account.

Apply now

Call us

Monday to Friday, 8am - 8pm
Saturday and Sunday, 8am - 6pm

0800 269 296

From overseas: +64 4 470 3142

Visit us

Find your local branch and make an appointment to visit us.

Find a branch

Bank on the go

With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home—.

ANZ goMoney mobile app

We'll help you figure things out

Financial wellbeing

Financial wellbeing means managing your spending, saving and any debts so you can enjoy life today and live well in the future. 

Check out our articles, guides and tools – from starting with microsavings to planning your spend with our budget calculator.

Financial wellbeing

Helping kids learn about money

Teaching kids how money works and encouraging good savings habits will help set them up well for the future.

Helping kids learn about money

Joint bank accounts

A joint bank account is owned and controlled by more than one person. Whether you’re pooling your money for shared bills or saving toward a shared goal, all joint account holders have visibility of the account.

Joint bank accounts

Savings calculators

Reach your savings goal

Calculate how much you may need to save regularly to reach your goal.

Savings goal calculator

Grow your long-term savings

Calculate how much your savings could grow over time.

Long-term savings calculator

Calculate your returns

Calculate how much interest you could earn from a term deposit.

Term deposit calculator

Important information

Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please see our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 126KB), and ANZ Electronic Banking Conditions (PDF 138KB).

This material is for information purposes only. Please talk to us if you need financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296. See our financial advice provider statement (PDF 39.8KB).