It’s easy to join ANZ
Tips and guides
Our eligibility criteria apply. Fees are subject to change. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100kB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB).
If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.
Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking.Back to top
Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.Back to top
Must be 13 years or over to apply for an ANZ Visa Debit card.Back to top
The Visa Debit annual card fee of $10 is waived if the card is linked to an ANZ Jumpstart or ANZ Freedom account.Back to top
All overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.Back to top
A monthly account fee of $5 will apply if the $2,500 minimum deposit is not met. Deposits exclude transfers between any of your ANZ accounts.Back to top