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Everyday accounts

Simple, easy accounts that let you spend less time banking, and more time living.

Explore your options

Go account

Great if you bank electronically and want to save on monthly account fees


$0

Monthly account fee


 


$0

Automated transaction feedisclaimer

 

$3

Manual transaction fee per transactiondisclaimer

(cheques and staff-assisted transactions)


$10

ANZ Visa Debit card annual feedisclaimer disclaimer


  • Unlimited free automated transactionsdisclaimer
  • Overdraft available on applicationdisclaimer
  • Joint account option available

Freedom account

Bank the way you want to with no transaction fees


$5

Monthly account fee

waived each month you deposit at least $2,500 into your accountdisclaimer


$0

Transaction feesdisclaimerdisclaimer


$0

ANZ Visa Debit card annual feedisclaimerdisclaimer


Jumpstart account

Account for kids, full-time students and anyone under 21


$0

Monthly account fee


 


$0

Transaction feesdisclaimer  disclaimer


$0

ANZ Visa Debit card annual feedisclaimer disclaimer


 

Not sure which everyday account is right for you

Use our online tool to help you decide

Help me choose

 

Tips and guides

Setting a budget

One of the best ways to take control of your money and plan for your ­financial future is to work out a budget. 


Learn more

Helping kids learn about money

Teaching kids how money works and encouraging good savings habits will help set them up well for the future.


Learn more

Saving tips

We've put together some helpful tips to help you make saving part of your daily routine.


Learn more

Our eligibility criteria apply. Fees are subject to change. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 100kB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB).

If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.

Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. 

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Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.

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Must be 13 years or over to apply for an ANZ Visa Debit card.

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The Visa Debit annual card fee of $10 is waived if the card is linked to an ANZ Jumpstart or ANZ Freedom account.

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All overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.

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A monthly account fee of $5 will apply if the $2,500 minimum deposit is not met. Deposits exclude transfers between any of your ANZ accounts.

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