Everyday accounts

Simple, easy accounts that let you spend less time banking, and more time living.

Explore your options

For people who like to do their banking electronically

ANZ Go account

  • $0 monthly account fee
  • $0 automated transaction fee
  • $3 manual transaction fee per staff-assisted transaction
  • $0 ANZ Visa Debit card annual fee


For people who make regular deposits

ANZ Freedom account
  • $5 monthly account fee, waived each month you deposit at least $2,500 into your account on or before the last business day of the month
  • $0 transaction fees, meaning unlimited free automated and manual transactions,
  • $0 ANZ Visa Debit card annual fee


For full-time students and people under 21

ANZ Jumpstart account

  • $0 monthly fee
  • $0 transaction fees
  • $0 ANZ Visa Debit card annual fee


Account and card packages

The application process


Join ANZ the fast way using the goMoney mobile app

Join using the app if you:

  • Are aged 13+, 
  • Live in New Zealand,
  • Have a compatible mobile device,
  • Hold a current New Zealand passport or driver licence, and
  • Want to apply for a Go account (default account for people aged 21+), or you’re aged 13-20 and want a Jumpstart account. 

Note, you’ll need a smartphone or tablet with video capability.

How to join using the app

  1. Download ‘ANZ goMoney New Zealand’ from your app store.
  2. Select ’Not a customer? Join ANZ’ and follow the step-by-step instructions.
  3. You’ll need to take a photo of your ID, and a selfie video on your phone to confirm your identity.
  4. After we receive your application, we’ll give you a call to complete your registration over the phone.

Eligibility criteria and terms and conditions apply to goMoney. See important information below.

Important information

Our eligibility criteria apply. Fees are subject to change.  Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 159KB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and Electronic Banking Conditions (PDF 138KB).

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure

If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.

* Registration is required for ANZ goMoney and ANZ Internet Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply. See our Electronic Banking Conditions (PDF 138KB) for more information.