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Everyday accounts

Simple, easy accounts that let you spend less time banking, and more time living.

Explore your options

go account

Go account

Bank electronically and save on monthly account fees		  
Monthly account fee $0
Automated transaction feedisclaimer $0
Manual transaction fee per transactiondisclaimer
(cheques and staff-assisted transactions)		 $3
ANZ Visa Debit card annual feedisclaimerdisclaimer $10
  • Unlimited free automated transactionsdisclaimer
  • Overdraft available on applicationdisclaimer
  • Joint account option available
  
Learn moreOpen online

go account

Freedom account

Bank the way you want to with no transaction fees		  

Monthly account fee
Waived each month you deposit at least $2,500 into your accountdisclaimer

 $5
Automated transaction feedisclaimer $0
Manual transaction fee per transactiondisclaimer
(cheques and staff-assisted transactions)		 $0
ANZ Visa Debit card annual feedisclaimerdisclaimer $0
 
Learn moreOpen online

go account

Jumpstart account

For kids, full-time students and anyone under 21		  
Monthly account fee $0
Automated transaction feedisclaimer $0
Manual transaction fee per transactiondisclaimer
(cheques and staff-assisted transactions)		 $0
ANZ Visa Debit card annual feedisclaimerdisclaimer $0
 

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Learn more about accounts for kids

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Tips and guides

Setting a budget

One of the best ways to take control of your money and plan for your financial future is to work out a budget.

Helping kids learn about money

Teaching kids how money works and encouraging good savings habits will help set them up well for the future.

Saving tips

We've put together some helpful tips to help you make saving part of your daily routine.

Need help?

Help and support 

See all help and support articles

Important information

Our eligibility criteria apply. Fees are subject to change. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100kB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB).

If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.

Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online. 

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Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.

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Must be 13 years or over to apply for an ANZ Visa Debit card.

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The Visa Debit annual card fee of $10 is waived if the card is linked to an ANZ Jumpstart or ANZ Freedom account.

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All overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.

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A monthly account fee of $5 will apply if the $2,500 minimum deposit is not met. Deposits exclude transfers between any of your ANZ accounts.

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