ANZ Blueprint to build package

If you’re building or buying a new build, you could get discounted home loan interest rates and save on fees for up to two years. That’s how we can help you go from blueprint to build. 

Included in the package

Providing you remain eligible for the package, the following benefits are available to you from your package registration date and will end two years after that date.

You could be eligible for a cash contribution

If you’re taking out a new home loan with ANZ, you could be eligible for a cash contribution.

You will need to have 20% equity or be a first home buyer, have a minimum loan of $200,000 and new residential security, and the cash contribution will be conditional on keeping your home loan with ANZ for at least three years.

Lending criteria, terms, conditions and fees apply to this offer.

Talk to an ANZ Construction Coach to find out more.


Buyer eligibility

You can be either:

  • An owner-occupier - you are buying the house to live in
  • A residential investor - you are buying the house to rent out

The package is not available for property developers.

Property eligibility

Eligible houses include:

  • A new construction that you are having built 
  • A new construction that you buy from a developer, either before it is built or after it is completed. Sometimes called off plan or turnkey properties, or house and land packages
    • If already built, construction must have been completed (Code Compliance Certificate issued) in the last six months
    • The house must not have been lived in by anyone else
    • Includes KiwiBuild houses

The package is not available for renovations, vacant land purchase or commercial properties.

Loan eligibility

If your loan amounts to more than 80% of the property's value, a Low Equity Premium will apply.

The package is only available on home loan top ups if the top up is required to complete the build and obtain a Code Compliance Certificate.

Package eligibility

To get, and keep, the Blueprint to build package on accounts, products and services you have with us, here are the eligibility criteria you must continue to meet:

  • Have an ANZ Home Loan to build a new home or purchase a turnkey property which is first drawn down on or after 10 July 2023 (not available on renovations, vacant land purchases, commercial properties or for property developers)
  • Be registered for the banking package with us 
  • Have your full salary or wages credited to an ANZ personal banking account

Package benefits are only available for two years from your package registration date. This means that if your home loan has multiple drawdowns and the final drawdown is 18 months after the registration date, that portion will only be eligible for a discount for the remaining six months of the package.

How to get a Blueprint to build package

From overseas: +64 4 470 3165

Building and renovating toolkit

Important information

Blueprint to build package:  Lending and eligibility criteria, terms, and fees apply. Blueprint to build brochure (including eligibility) (PDF 194KB). Details subject to change. Discounts and benefits aren’t available in conjunction with other package discounts or Home Loan offers.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see