Top up your home loan
If you have a home loan with ANZ, you can apply for a home loan top up. A top up can be used for things like renovations, landscaping, insulation or installing a heating system.
How much could I borrow?
The amount you could borrow will depend on a number of things, including the equity you have in your home and how much income you have available for the regular repayments.
To find out more about home loan top ups and how we can help with your particular situation, contact us.
Please note that a top up fee may apply.
Interest-free home loan top ups to warm your home
Apply for interest-free home loan top ups for insulation and heat pumps, up to $5,000 for each.
Lending criteria, terms, conditions and fees apply to this offer.
How to apply
Call us
Monday to Friday, 8am - 7pm
Saturday and Sunday, 9am - 5pm
From overseas: +64 4 470 3165
Internet Banking and goMoney
If you already have a home loan with ANZ you can apply for a top up through the 'Apply and Open' tab in ANZ Internet Banking or goMoney (registered customers only).
Calculators
Wanting to renovate your home?
Get an idea of how much it might cost based on some quick questions about your home and renovation plans.
Work out your repayments
Find out how much your repayments might be depending on the loan amount, loan type and term.
Important information
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure