Top up your home loan

If you have a home loan with ANZ, you can apply for a home loan top up. A top up can be used for things like renovations, landscaping, insulation or installing a heating system.

How much could I borrow?

The amount you could borrow will depend on a number of things, including the equity you have in your home and how much income you have available for the regular repayments.

To find out more about home loan top ups and how we can help with your particular situation, contact us.

How to apply

From overseas: +64 4 470 3165


Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see