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Manage your ANZ home loan

A home loan is a big commitment – so once you’ve got one, it pays to review it from time to time. Here are some tips to help you manage your home loan.

Get on top of your loan

View and track your ANZ Home Loan

You can view and track your ANZ Home Loan in ANZ Internet Banking and goMoney, plus in most cases can also see your property’s current estimated market value from CoreLogic.

Get mortgage free faster

Making a few simple changes to your home loan can help you pay it off sooner and reduce the overall amount of interest you'll pay.

Home loan top ups

If you need to borrow a bit more for things like renovations, topping up your home loan could be a cost-effective way to do it.

When your fixed-rate period ends

If you have a fixed ANZ Home Loan and you’re wondering what to do when the fixed-rate period ends, we can help you decide the best approach.

Changing your repayments

You may be able to change the timing, frequency and amount of your repayments to suit your needs.

Restructuring your home loan

You can choose to restructure your loan in a number of ways, depending on whether you're looking to manage interest rate changes, consolidate loans or for extra flexibility.

Interest-free home loan top ups for insulation and heat pumps

If you have an ANZ Home Loan you can apply for an interest-free home loan top up of up to $5,000 to insulate your home and up to $5,000 for heat pumps – so you can enjoy a warmer, healthier home while keeping energy costs down.

We're here to help

We understand that things don’t always go to plan, and circumstances can change. Find out how we can help if you’re experiencing financial difficulties.

Find out how we can help

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Help and support 

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ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.