Manage your ANZ home loan

A home loan is a big commitment – we know circumstances change, so once you’ve got one, you may need to review your loan’s structure from time to time. Below is some information that could help you manage your home loan.

How to get on top of your loan

Interest-free home loan top ups for insulation and heat pumps

If you have an ANZ Home Loan you can apply for an interest-free home loan top up of up to $5,000 to insulate your home and up to $5,000 for heat pumps – so you can enjoy a warmer, healthier home while keeping energy costs down.

Lady on couch

We're here to help

We understand that things don’t always go to plan, and circumstances can change. Find out how we can help if you’re experiencing financial difficulties.

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see