Fund performance and fees
The latest fund and fee information about the ANZ-managed KiwiSaver schemes.
How are our funds performing?
ANZ KiwiSaver Scheme performance as at 30 November 2024
3 months | 1 year | 3 years (p.a.) | 5 years (p.a.) | 10 years (p.a.) | Since launch (p.a.) | |
|---|---|---|---|---|---|---|
High Growth | 5.23% | 18.71% | – | – | – | 12.06% |
Growth | 4.37% | 16.44% | 3.76% | 6.31% | 7.94% | 7.11% |
Balanced Growth | 3.57% | 14.50% | 3.08% | 5.33% | 6.92% | 6.59% |
Balanced | 2.90% | 12.64% | 2.40% | 4.32% | 5.84% | 5.99% |
Conservative Balanced | 2.21% | 10.77% | 1.88% | 3.44% | 4.81% | 5.36% |
Conservative | 1.53% | 8.94% | 1.37% | 2.44% | 3.72% | 4.64% |
Cash | 1.34% | 5.83% | 4.35% | 2.94% | 2.72% | 2.90% |
Performance is after the annual fund charge and before tax. Performance for periods longer than one year is per annum.
Funds launched in October 2007, except for the Cash Fund (August 2008) and High Growth Fund (August 2023).
ANZ Default KiwiSaver Scheme performance as at 30 November 2024
3 months | 1 year | 3 years (p.a.) | 5 years (p.a.) | 10 years (p.a.) | Since launch (p.a.) | |
|---|---|---|---|---|---|---|
High Growth | 5.23% | 18.71% | – | – | – | 12.37% |
Growth | 4.36% | 16.44% | 3.75% | 6.31% | 7.92% | 6.66% |
Balanced Growth | 3.57% | 14.50% | 3.08% | 5.33% | 6.91% | 6.22% |
Balanced | 2.90% | 12.64% | 2.39% | 4.32% | 5.82% | 5.72% |
Conservative Balanced | 2.20% | 10.76% | 1.87% | 3.44% | 4.79% | 5.26% |
Conservative | 1.61% | 10.19% | 1.97% | 3.12% | 4.25% | 5.02% |
Cash | 1.34% | 5.84% | 4.34% | 2.93% | 2.70% | 3.23% |
Performance is after the annual fund charge and before tax. Performance for periods longer than one year is per annum.
Funds launched in October 2007, except for the Cash Fund (November 2007) and the High Growth Fund (August 2023).
Fund performance in detail
Fund reports
A quick and easy-to-understand summary of how each of our funds have performed over the last quarter.
Fund updates
Our latest quarterly updates provide a more comprehensive review of each of our funds, including performance, fees, investment mix, key holdings and more.
Fund reports
A quick and easy-to-understand summary of how each of our funds have performed over the last quarter.
Fund updates
Our latest quarterly updates provide a more comprehensive review of each of our funds, including performance, fees, investment mix, key holdings and more.
Fees
We believe KiwiSaver should be simple, that’s why we have a simple fee structure. You only pay one fee which covers everything involved in managing your KiwiSaver account.
Annual fund charge
How much do you pay?
A percentage of your balance, which varies depending on the fund or funds you’re invested in (see below).
What does this pay for?
This pays for the work and expenses involved in managing the fund your money is invested in.
Your annual fund charge also pays for the supervision of our scheme by an independent third party, and items such as our regular communications to keep you up to date.
How is it calculated?
It’s calculated daily based on the unit price of the fund or funds you’re invested in.
Annual fund charge
You’ll never pay more than the maximum annual fund charge percentage listed below (however expenses can be carried forward and recovered in future years).
Rate | |
|---|---|
High Growth Fund | 0.99% |
Growth Fund | 0.99% |
Balanced Growth Fund | 0.95% |
Balanced Fund | 0.91% |
Conservative Balanced Fund | 0.76% |
Conservative Fund | 0.64% |
Cash Fund | 0.26% |
Rate | |
|---|---|
High Growth Fund | 0.99% |
Growth Fund | 0.99% |
Balanced Growth Fund | 0.95% |
Balanced Fund | 0.91% |
Conservative Balanced Fund | 0.76% |
Conservative Fund | 0.46% |
Cash Fund | 0.26% |
Other useful information
From overseas: +64 9 356 4000
Important information
Past performance does not indicate future performance. The actual performance any given investor realises will depend on many things, is not guaranteed and may be negative as well as positive.
ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the ANZ KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (together, the 'schemes'). Important information is available under terms and conditions. Download the guide and product disclosure statement.