Select is an everyday account that helps keep your money running smoothly, while allowing you to earn interest.

Select is ideal if you:

  • Like to manage your money through one account
  • Maintain an average balance of $5,000 or more each month
  • Want to earn interest from your everyday account
  • Want to access your account through a range of channels.

Open online


Interest rates

Tiered interest is paid on credit balances of $5,000 or more.

$0 - $4,999
$5,000 - $49,999
$50,000 - $99,999

Interest rates are subject to change.


Monthly account fee
$15 (waived if you keep an average monthly balance of $5,000 or more)
Automated transaction fee
Manual transaction fee
Visa Debit card fee**
$10 p.a.

Manual transactions include cheques and transactions handled by our staff at a branch or by phone.
Automated transactions include Visa Debit and Eftpos transactions, direct debits and direct credits, and all electronic transactions made through ANZ Internet Banking, goMoney and Phone Banking.

To get the most out of Select you’ll need to keep an average monthly balance of $5,000 or more. If you do, you’ll not only earn competitive interest on your money, you’ll also pay no monthly account or transactions fees.

Bank the way you want

With Select you can access your account anytime, anywhere and anyway you like.

  • Register for Internet Banking and goMoney to get the most from Select – they are the easiest way to bank on-the-go.
  • Rest assured you can also bank through our other ways to bank too including Visa Debit, Eftpos, ANZ Branches and our Call Centre.

Avoid bank fees

With Select you’ll pay no transaction fees, regardless of how many transactions you make or how you make them (non-standard fees may apply). Plus, we’ll waive the monthly account fee (normally $15) each month you keep an average balance of $5,000 or more in your account.

Online statements

You’ll receive your Select statement online each month through Internet Banking, where you can view and print up to seven years of statements.

If you’d prefer to receive paper statements, talk to us today on 0800 269 296.

Visa Debit card

An ANZ Visa Debit card is like an Eftpos card, only better as you can use it anywhere Visa is accepted – online, over the phone, overseas and in stores. 

Find out more about ANZ Visa Debit

MyPhoto card

Personalise your ANZ Visa Debit or Eftpos card. With MyPhoto card^ you can select the image of your choice for the front of your ANZ Visa Debit or Eftpos card at no extra charge.

Find out more about MyPhoto card or start designing your card now.

What's your next step?

Apply Online
Open a Select account
Keep your money running smoothly
Call Us
Call 0800 269 296
Visit an ANZ branch
Find your nearest ANZ branch

* Fees are subject to change. Service and access fees (non-standard fees) may apply, including non-ANZ ATM fees and currency conversion fees for overseas transactions. Please use the following links for full details of our Terms & Conditions and Fees & Charges.

**Must be 16 years or over to apply for an ANZ Visa Debit card.

^MyPhoto card designs are not available on ANZ credit cards. Image criteria apply.

A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge. This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on  0800 269 296

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