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Lending services
We offer a wide range of innovative lending services that we tailor to your specific requirements - from overdraft facilities, credit cards and home loans to complex lending solutions such as foreign exchange hedging and bank guarantees.
How it works
Your ANZ Private Banker can develop a customised solution for you, with flexible terms, repayment options and innovative ways to manage your interest rate risk.
Our lending services include:
- home and residential investment loans, including variable interest rate, revolving credit and fixed interest rate loans
- commercial property loans for buying or refinancing commercial property
- term loans for capital or investment purposes
- an extensive range of foreign exchange services
- bank guarantees to support your commitments to third parties
- overdrafts for those times when you need ready access to extra cash
- the full range of ANZ credit cards
- personal loans.
More information
For more information on ANZ Private lending services:
Full details of all products, including fees, terms and conditions, investment statements (where applicable), lending and eligibility criteria, and your Private Banker's Authorised Financial Adviser disclosure statement prepared under the Financial Advisers Act 2008, are available on request and free of charge by contacting your Private Banker.
A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.