Like training for that hypothetical marathon, consistent savings can help you stay on track and keeps your eyes on the prize.
Here’s a number for you to chew over – it takes 66 days to form a habit—. There are plenty of small and achievable changes you can make to foster yours. Be patient as you strive to become a better saver using some of these suggestions.
Setting a basic budget: Budgeting is a skill for life – and something everyone can do, regardless of your income or savings balance. By planning out your spending and available funds, you'll ensure you never miss a financial beat.
Saving here and there: It could be as simple as taking public transport, where possible, instead of catching a rideshare. Whatever your action, saving a few dollars where you can, as regularly as you can, means you'll always have some funds to fall back on, or to treat yourself with.
Set a savings goal: Having a SMART goal and writing it down puts saving front of mind and gives you something to work towards. Plus, it feels really good once you achieve it. Make sure it's realistic, by settling on a small, achievable amount, you can put away regularly. For more tips, read about how to save without sacrificing the things you love.
Asking yourself if you truly need something: If the answer is yes, go ahead. But if not, save the extra cash.
Whatever you’re saving for, the right habits and mindset will get you across the finish line sooner.