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Join ANZ

and be in to win 1 of 10 $1,000 cash prizes

Get started

Join ANZ with an everyday account and you'll automatically go in the draw to win 1 of 10 $1,000 cash prizes.

It's just one more way we're helping you to stay on top of your money.

Further details, eligibility criteria, terms and conditions apply.

Get started by choosing your account

Go account

Great if you bank electronically and want to save on monthly account fees


Monthly account fee



Automated transaction feedisclaimer



Manual transaction fee per transactiondisclaimer

(cheques and staff-assisted transactions)


ANZ Visa Debit card annual feedisclaimer disclaimer

  • Unlimited free automated transactionsdisclaimer
  • Overdraft available on applicationdisclaimer
  • Joint account option available

Freedom account

Bank the way you want to with no transaction fees


Monthly account fee

waived each month you deposit at least $2,500 into your accountdisclaimer


Transaction feesdisclaimerdisclaimer


ANZ Visa Debit card annual feedisclaimerdisclaimer

Jumpstart account

Account for kids, full-time students and anyone under 21


Monthly account fee



Transaction feesdisclaimer  disclaimer


ANZ Visa Debit card annual feedisclaimer disclaimer

Great reasons to join us

Pay with your smartphone

Tap and pay at thousands of stores with either Apple Paydisclaimer or Google PayTMdisclaimer. You can also send money to anyone with a NZ bank account using their mobile numberdisclaimer, or pay bills on the go with ANZ goMoneydisclaimer, so your money always moves with you.

Personalise your Visa Debit card

Once you have an ANZ Visa Debit card, it's easy to upgrade it to a MyPhoto card with a picture of your choice, so you can stand out from the crowddisclaimer.

We're here when you need us

We’ve got an extensive branch network and a contact centre open seven days a week, so we’re here to help when you need us. Plus, you can manage your money 24/7 with ANZ Internet Banking or goMoney – NZ’s favourite banking app.

A whole lot more


  • Take control with ANZ Card Manager - temporarily block your card if you misplace it, or cancel and replace lost or stolen cardsdisclaimer.

  • A free A-Z Review to check you’re making the most of your money.
  • We’re committed to keeping you and your money safe, with the latest security systems and technology.

  • A free switching service to help transfer your accounts and payments from your current bank to ANZ.

It's easy to join us


Apply for an account

Choose the everyday account that's right for you, then apply for it in 5 minutes using our simple online form.

We'll contact you

Before opening your account, we'll contact you to set up a time to visit an ANZ branch and confirm your identity.

Visit a branch

We'll verify your identity in branch, and set up your ANZ Internet Banking, ANZ goMoney and anything else you need.

Fees are subject to change.

ANZ ‘Win 1 of 10 $1,000 Cash Prizes’ Prize Draw Competition Terms and Conditions:

A.    The ANZ ‘Win 1 of 10 $1,000 Cash Prizes’ Prize Draw Competition commences on Friday 16 August 2019 at 12.01am and ends at 11.59pm on Monday 30 September 2019.

B.    Information on how to enter the Prize Draw is set out under these terms and conditions. Entry into the Prize Draw constitutes acceptance of these terms and conditions.

C.    Entry is open to all New Zealand residents, and any person living in New Zealand with a valid visa (there must be at least 6 months remaining on your visa), aged 13 or older who meet the eligibility criteria.

D.   To be eligible to win a Prize you must:

a. Apply for a new ANZ everyday account from one of the following:

ANZ Go, ANZ Freedom, ANZ Jumpstart or an ANZ Select account between 12.01am Friday 16 August 2019 and 11.59pm Monday 30 September 2019; and

b.    Complete all our account opening requirements, including visiting an ANZ branch with a valid form of ID (such as a passport or national ID card) to verify your identity, and a statement with your current address to verify your address once your account has been set up, before 5.00pm Sunday 20 October 2019; and

c.    Not have held an ANZ everyday account including Freedom, Go, Jumpstart, Select, School Plus, Classic, Benefits, Premium, Private Banking Current Account or Agri Personal Current Account at any time between 15 February 2019 and 15 August 2019 (inclusive).

E.    The account may be held individually or jointly, but it cannot be held in trust for another person. For joint accounts – each individual will be eligible for the draw.

F.    Entry is limited to one per person.

G.   Staff, their immediate families and agents of ANZ Bank New Zealand Limited (“ANZ”) and its related companies, are not eligible to enter the Prize Draw.

H.    The ‘Prize’ is one (1) of ten (10) $1,000 cash prizes paid into the winner’s new ANZ account.

I.     The first ten (10) entries drawn that comply with these Terms and Conditions will win a Prize.

J.     The Prize Draw will take place the week commencing 4 November 2019 and the winners will be notified by email or telephone. If three reasonable attempts to contact each of the winners have been made and a winner is still not able to be contacted, the prize will be forfeited and a new winner will be chosen.

K.    ANZ’s decision is final and no correspondence will be entered into. The Prizes are not transferable or exchangeable.

L.    ANZ may change, extend, amend or cancel the competition or these Terms and Conditions at any time.

M.   The information that you provide to enter this competition will be held by ANZ and will be used for the purposes of administering the Prize Draw. You have the right to access and request correction of this information.

N.   ANZ shall not be liable for any loss, or damage, whatsoever (including but not limited to indirect or consequential loss) which is suffered or sustained arising out of or in connection with the Prize Draw, the taking or using of a Prize, or any act or omission (whether negligent or not) of ANZ or any of their associated agencies, except for any liability which cannot be excluded by law.

O.   By claiming a Prize, the winners consent to ANZ making use of their name(s) and/or photograph(s) for publicity purposes as determined by ANZ.

P.    The Promoter is ANZ Bank New Zealand Limited.


Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online. 

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Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.

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Must be 13 years or over to apply for an ANZ Visa Debit card.

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The Visa Debit annual card fee of $10 is waived if the card is linked to an ANZ Jumpstart or ANZ Freedom account.

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All overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.

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A monthly account fee of $5 will apply if the $2,500 minimum deposit is not met. Deposits exclude transfers between any of your ANZ accounts.

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Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

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Google Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

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Terms and Conditions apply to Voice ID and Pay to Mobile. See our Electronic Banking Conditions (PDF 129kB) for more information.

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Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

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Image criteria and MyPhoto terms and conditions apply.

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Available for ANZ EFTPOS cards, ANZ Visa Debit cards and personal ANZ credit cards only. 

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