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Savings accounts

Whether you're saving for your future or you have a special goal in mind, we've got an account to suit you.

Offer

BE IN TO WIN A SHARE OF $10,000 WHEN YOU SAVE WITH ANZ

Deposit $20 or more in to an ANZ savings account (Serious saver or Online account) by 18 August 2019 and you'll automatically go in the draw to win one of ten prizes of $1,000.

Apply now Find out more

Eligibility criteria, terms and conditions apply.

Explore your options

go account

Serious Saver account

Get rewarded with Premium interest and grow your savings faster		  
Total interest rate
 Standard Interest plus
 Premium interest
  • Great if you want to build your savings over time.
  • Rewards you with Premium interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.
  • Dip into your savings if you need to and still earn Standard interest (one free withdrawal per month)disclaimer.
  
Learn moreOpen online

go account

Online account

Easy saving with online access anytime		  
Flat interest rate
  • Great if you need to dip into your savings from time-to-time.
  • Simple and easy to manage with ANZ Internet Banking and goMoney appdisclaimer.
  • Free automated withdrawals (e.g. ANZ Internet Banking,  or goMoney)disclaimer.
  
Learn moreOpen online

Term Deposit

A straightforward, effective investment with a fixed return		  
Special rate
240 days (approximately 8 months)
  • Great if you have $10,000 or more to invest. 
  • You choose how long to invest, from 30 days to five years. 
  • No surprises - you know exactly what your return will be. 
  

Learn more

Open online

Tools and calculators

Which savings account is right for you?

Use our online tool to help you decide

Help me choose

Calculate my long terms savings

See how much your savings could grow over time.

Calculate

Calculate how much I could save

Work out how much you may need to regularly save to reach your goal.

Calculate

Tips and guides

Saving tips

We've put together some helpful tips to help you make saving part of your daily routine.

Ten tips for healthy finances

Here are our top ten tips for helping you stay on top of your money and getting your finances under control.

Need help?

Help and support 

See all help and support articles

Important information

Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB), and ANZ Electronic Banking Conditions (PDF 94kB).

First withdrawal in a month is free, $5 per month for two or more withdrawals. 

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Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

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Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. EFTPOS, Visa Debit, ATM and mobile wallet transactions not permitted on the ANZ Online account.

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