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Freedom Years Package

If you’re 65 or older, and receiving a New Zealand Superannuation (or an equivalent private scheme), you could enjoy special banking benefits with our Freedom Years Package. Simply have your full New Zealand Superannuation or equivalent private scheme credited to an ANZ personal banking account to be eligible.

Enquire online

Package benefits

The following information is current as at October 2019 and is subject to change. The package benefits may differ to those offered in previous versions.

ANZ Freedom account

The ANZ Freedom account has no transaction fees and the monthly account fee will be waived as part of your package.

ANZ Personal Credit Card

Choose any one of our ANZ personal credit cards and you'll pay no annual fee (including additional card fee) for the first 12 months (limit one per customer).

Lending criteria, terms, conditions and fees apply.

Other products and services

Savings accounts to suit your needs

Choose from our range of savings accounts, term deposits and PIE Funds.

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Visa Debit card with no annual card fee

Shop online, in stores and overseas with an ANZ Visa Debit Carddisclaimer. Plus, you won’t pay the annual card fee when linked to a Freedom account.

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Convenient online and phone banking

Stay on top of your money using the ANZ goMoney mobile app, ANZ Internet Banking and ANZ Phone Bankingdisclaimer.

Learn more >

Calculators and tools

ANZ provides a range of calculators and tools designed to help you.

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How to apply

Enquire online

Enquire about the ANZ Freeedom Years Package online

Other ways to apply

Call on 0800 269 296

6am to 12 midnight (NZDT), 7 days a week.

International: +64 4 470 3142 (toll charges apply).

Or visit a branch

Find an ANZ branch

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. For more information please see the ANZ Freedom Years Package Terms and Conditions (PDF 951kB) and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 168kB).

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

Must be 13 years or over to apply for an ANZ Visa Debit card.


Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.