skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

ANZ Visa Business Low Rate card

Our lower interest, lower annual fee business credit card. The Low Rate card is an option available with our Visa Business credit card.



Lower interest rate and lower annual fee

Save money with a lower interest rate on purchases and a lower annual fee than our other business credit cards.

Improved cash flow

Get up to 55 interest-free days on purchases.

Protection against unauthorised use

Complimentary Liability Waiver insurance protects your business against unauthorised card transactions.disclaimer

Control over expenditure

Have up to nine cards on an account with each assigned an individual spend limit.

Easy reporting and analysis

Get visibility and analyse your business spending with ANZ Internet Banking or ANZ Direct Online reporting.

Interest rates and fees


Interest rate on purchases

Interest rate on cash advances

Annual fee

$35 p.a.

Joint or additional card

$10 p.a.

Non-standard fees may apply. See Credit card rates, fees and agreements.

How to apply

Apply online

Apply for an ANZ Visa Business Low Rate card.

Apply now

Call us

General business enquiries

7 days a week, 6am - midnight

Business specialists available

Weekdays, 8am - 7pm

Weekends, 9am - 5pm

0800 269 249

From overseas: +64 9 523 7220

Guide to ANZ Visa Business credit cards

Our guide to ANZ Visa Business credit cards has important information for cardholders. Please read this guide, which also includes the Conditions of Use and Fee Schedule before using your new card.

Visa Business Credit Card Guide (PDF 274KB)

Related products and services

ANZ Visa Business Airpoints card

Earn Airpoints Dollars™ while making your business spending easier to manage.

ANZ Visa Business Airpoints card 

ANZ Visa Business CashBack card

Be rewarded for your business spending with cash back on eligible purchases made with this credit card.

ANZ Visa Business CashBack card

Managing your ANZ business credit cards

To help you manage your business' credit card accounts, and to answer some common questions, we've prepared some useful information for business credit card users.

Managing your ANZ business credit cards 

Interest rates and details are subject to change. 

ANZ Visa Business Conditions of Use apply to the use of the Card, a copy of which, along with details of fees, is available by calling 0800 269 249, at any branch or on our website under Terms and Conditions.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

Liability Waiver Insurance is brokered by JLT Specialty Ltd and underwritten by Lloyds of London. Terms, conditions and exclusions apply. For details, including how to make a claim, refer to the Visa Business Credit Card Guide - Conditions of Use in Section 28.