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ANZ Visa Business Airpoints card

Earn Airpoints Dollars™, while making your business spending easier to manage. The Airpoints card is an option available with our Visa Business credit card.



Earn Airpoints Dollars

Earn 1 Airpoints Dollar™ per $75 of eligible spenddisclaimer, or 1 Airpoints Dollar per $50 of spend directly with Air New Zealand (for the first $25,000 spent directly with Air New Zealand per business per annum)disclaimer.

Your Airpoints Dollars never expire

Airpoints Dollars earned by your business will never expire while you have an ANZ Visa Business Airpoints card account.

Earn Air New Zealand status points

Your nominated business owner will earn one status point for every $250 spent on eligible purchases.

Koru membership benefits

If you are a principaldisclaimerof the business, you'll pay no joining fee when you apply for individual Koru membership (save $255). If you have an individual Airpoints account, principals of the business will also get a discount on the annual individual Koru membership (save $145).

Improved cash flow

Get up to 44 interest-free days on purchases.

Protection against unauthorised use

Complimentary Liability Waiver insurance protects your business against unauthorised card transactions.disclaimer

Interest rates and fees


Interest rate on purchases

Interest rate on cash advances

Annual fee

$145 p.a.

Joint or additional card

$10 p.a.

Non-standard fees may apply. See Credit card rates, fees and agreements.

How to apply

Apply online

Apply for an ANZ Visa Business Airpoints card.

Apply now

Call us

General business enquiries

7 days a week, 6am - midnight

Business specialists available

Weekdays, 8am - 7pm

Weekends, 9am - 5pm

0800 269 249

From overseas: +64 9 523 7220


Guide to ANZ Visa Business credit cards

Our guide to ANZ Visa Business credit cards has important information for cardholders. Please read this guide, which also includes the Conditions of Use and Fee Schedule before using your new card.

Visa Business Credit Card Guide (PDF 274KB)

Related products and services

ANZ Visa Business CashBack card

Be rewarded for your business spending with cash back on eligible purchases made with this credit card.

ANZ Visa Business CashBack card 

ANZ Visa Business Low Rate card

Our lower interest, lower annual fee business credit card.

ANZ Visa Business Low Rate card

Managing your ANZ business credit cards

To help you manage your business' credit card accounts, and to answer some common questions, we've prepared some useful information for business credit card users.

Managing your ANZ business credit cards 

Eligibility, lending criteria, terms, conditions and fees apply. Details are subject to change.

You can obtain an ANZ Visa Business Airpoints card by choosing the Airpoints Rewards option on an ANZ Visa Business Card.

Interest rates are subject to change.

ANZ Visa Business Conditions of Use apply to the use of the Card, a copy of which, along with details of fees, is available by calling 0800 269 249, at any branch or on our website under Terms and Conditions.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

AirpointsTM Programme and Airpoints for Business Programme terms and conditions apply. Visit for details.

Eligible purchases do not include cash advances, balance transfers, interest, fees, government charges including tax payments and child support payments, the purchase of cash substitutes (such as travellers cheques), gambling transactions, transactions resulting from returned purchases or disputed transactions.


For the first $25,000 spend per annum after which earn rates is 1 Airpoints Dollar per $75 of spend. To get the higher Airpoints Dollar earn rate purchases must be made direct from Air New Zealand via or the Air New Zealand Contact Centre. See the ANZ Airpoints Visa Guide (PDF 574KB) for more information.


Principal means a director, trustee, partner, general partner or the sole trader (depending on the business ownership structure).


Liability Waiver Insurance is brokered by JLT Specialty Ltd and underwritten by Lloyds of London. Terms, conditions and exclusions apply. For details, including how to make a claim, refer to the Visa Business Credit Card Guide - Conditions of Use in Section 28.