To help relieve financial pressure through the Coronavirus (COVID-19) pandemic, a special rate of 9.95% p.a. will apply to the ANZ Low Rate Visa between 1 April 2020 and 30 June 2020. After 30 June, the standard purchase and cash advance rates will apply (currently 12.90% p.a. on purchases and 19.95% p.a. on cash advances)
*Important notice: to help support buinesses through the Coronavirus (COVID-19) pandemic, a purchase interest rate and a cash advance rate of 9.95% will apply between 1 April 2020 and 30 June 2020 for all ANZ Visa Business cards.
We charge this fee for each replacement ANZ Credit Card you ask us to give you if your ANZ Credit Card is damaged, lost, or stolen. We’ll charge this fee when we send you the replacement ANZ Credit Card.
$10 per card
Late payment fee
We charge this fee if you don’t pay the minimum monthly payment by the due date.
Over limit fee
We charge this fee if you’re over your available credit limit on your statement date. We’ll charge you the Over-limit fee each statement month on the closing date for that statement, until you’re back under your credit limit.
We charge this fee if you need a replacement copy of a statement we’ve sent or given you for your card account. We’ll charge this fee when we send you the statement.
$3 per statement
Currency conversion charge (applies to foreign currency transactions). Includes transactions through the Mastercard Maestro and Visa PLUS networks.
We charge this amount on any transactions you do in a foreign currency, including when you’re overseas or buying goods or services online from an overseas merchant. We charge this on transactions done through the Mastercard Maestro or Visa PLUS networks.
1.8% of the NZD amount
Cash advance fees
In New Zealand
ANZ and non-ANZ ATMs in New Zealand, ANZ Internet Banking, goMoney and Phone Banking
Overseas ATMs and staff assisted
* If you do a cash advance overseas, the bank or financial institution may charge you a fee. Does not include additional fees charged by third parties that ANZ has no control over e.g. usual text message cost charged by your mobile
phone provider, or fees charged by ATM operators or other banks.
ANZ lending criteria, terms, conditions and fees apply to all ANZ Credit Cards.