* If you do a cash advance overseas, the bank or financial institution may charge you a fee. Does not include additional fees charged by third parties that ANZ has no control over e.g. usual text message cost charged by your mobile
phone provider, or fees charged by ATM operators or other banks.
ANZ lending criteria, terms, conditions and fees apply to all ANZ Credit Cards.
We calculate interest daily at the interest rate applicable to the type of transaction, interest, or fees. Except for cash advances and balance transfers, if you don’t pay all of the closing balance by the due date, then we charge interest on:
- Each transaction, or part of a transaction, that makes up your closing balance – including fees, transactions, and interest you’ve been charged on previous statements
- Any new transactions and fees from the opening date of your next statement.
We charge interest from the date of any transaction, interest, or fee was charged to your card account, until the closing date of your next statement.
See our ANZ Credit Card Conditions of Use (PDF 385KB) for details.
We charge interest on cash advances, balance transfers and the fees for those transactions from the date those transactions are made until they are repaid in full.
Interest is charged to your card account on the closing date of your monthly statement.