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ANZ Visa Business CashBack card

Be rewarded for your business spending with cash back on eligible purchases made with this credit card. The CashBack card is an option available with our Visa Business credit card.


Cash back benefits

Get 0.5% cash back on all eligible purchasesdisclaimer when you spend over $5,000 within a 12-month perioddisclaimer, or 1% cash back when you spend over $10,000.

Improved cash flow

Get up to 55 interest-free days on purchases.

Protection against unauthorised use

Complimentary Liability Waiver Insurance protects your business against unauthorised card transactions.disclaimer

Control over expenditure

Have up to nine cards on an account with each assigned an individual spend limit.

Easy reporting and analysis

Get visibility and analyse your business spending with ANZ Internet Banking or ANZ Direct Online reporting.

Interest rates and fees


Interest rate on purchases

Interest rate on cash advances

Annual fee

$95 p.a.

Joint or additional card

$10 p.a.

Non-standard fees may apply. See Credit card rates, fees and agreements.

How to apply

Apply online

Apply for an ANZ Visa Business CashBack card.

Apply now

Call us

General business enquiries

7 days a week, 6am - midnight

Business specialists available

Weekdays, 8am - 7pm

Weekends, 9am - 5pm

0800 269 249

From overseas: +64 9 523 7220


Guide to ANZ Visa Business credit cards

Our guide to ANZ Visa Business credit cards has important information for cardholders. Please read this guide, which also includes the Conditions of Use and Fee Schedule before using your new card.

Visa Business Credit Card Guide (PDF 274KB)

Related products and services

ANZ Visa Business Low Rate card

Our lower interest, lower annual fee business credit card.

ANZ Visa Business Low Rate card  

ANZ Visa Business Airpoints card

Earn Airpoints Dollars™ while making your business spending easier to manage.

ANZ Visa Business Airpoints card

Managing your ANZ business credit cards

To help you manage your business' credit card accounts, and to answer some common questions, we've prepared some useful information for business credit card users.

Managing your ANZ business credit cards 

Interest rates and details are subject to change. 

ANZ Visa Business Conditions of Use apply to the use of the Card, a copy of which, along with details of fees, is available by calling 0800 269 249, at any branch or on our website under Terms and Conditions.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

Eligible purchases do not include cash advances, balance transfers, interest, fees, government charges including tax payments and child support payments, the purchase of cash substitutes (such as travellers cheques), gambling transactions, transactions resulting from returned purchases or disputed transactions.


Minimum spend of $5,000 per year is required to qualify for a CashBack Reward. The CashBack Reward is calculated with two earning tiers in place - 0.5% for Annual Spend $5,000-$9,999; 1% for Annual Spend $10,000+. The CashBack Reward will be automatically paid to your credit card account 12 months after the first purchase is made on your card account. For further details, please refer to section 26 of the ANZ Visa Business Conditions of Use within the ANZ Visa Business Credit Card Guide.


Liability Waiver Insurance is brokered by JLT Specialty Ltd and underwritten by Lloyds of London. Terms, conditions and exclusions apply. For details, including how to make a claim, refer to the Visa Business Credit Card Guide - Conditions of Use in Section 28.