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Need business finance? Whether you’re starting out, managing or growing your business, we’ve got a flexible range of ways to borrow.

COVID-19 latest updates

Find out more about financial support options and relevant updates to help get you through COVID-19.

Find the right loan for you below or contact us online or on 0800 269 249 (or 0800 212 260 for Commercial) if you have questions about the right borrowing options for your business.

Business overdraft

An ANZ Business Overdraft provides your business with flexible credit for your daily cash flow needs. Your overdraft is linked to your business transaction account.

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Business flexible facility

The ANZ Business Flexible Facility provides your business with a flexible credit facility secured against your home or other residential property.

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Home loan

If you want to borrow for business purposes, the ANZ Home Loan is available as a floating or fixed interest rate loan, secured against your home or other residential property.

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Business loan

If you need a loan but don't want to use your house as security, an ANZ Business Loan is available as a variable or fixed interest rate loan.

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Commercial loan

An ANZ Commercial Loan can be a cost-effective way to invest in commercial property, using the property as security for the loan.

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Rural Finance

We can tailor a solution for your specific needs from our extensive range of finance options.

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Bank guarantee

This is a written guarantee honouring your commitments to a third party in certain circumstances, in the event that you are unable to meet them.

For more information or to apply

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Enquire online

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Call a business specialist

Business - 0800 269 249

International: +64 9 523 7220

General business enquiries
6am -12 midnight, 7 days a week

Business specialists available
Weekdays, 8am - 7pm
Weekends, 9am - 5pm

Commercial - 0800 212 269

International: +64 4 470 7768

Weekdays, 7am - 7pm
Weekends, 9am - 5pm


Eligibility, lending criteria, terms, conditions and fees apply. Details are subject to change.