ANZ Freedom account

Enjoy no transaction fees and pay no monthly account fee if you meet the minimum monthly deposit.


Personalise your Visa Debit card

Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun – just choose one of our gallery images or upload your own photo, .

Account fees


Monthly account fee



(waived each month you deposit at least $2,500 into your account)

Transaction fees, 


ANZ Visa Debit card annual fee


Apply using our online form

Join ANZ with a Freedom account

From overseas: +64 4 470 3142

How existing customers can apply

From overseas: +64 4 470 3142

Bank on the go

With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home.

Works great with

We'll help you figure things out

Financial wellbeing

Financial wellbeing isn’t one-size-fits all. When it comes to money, your journey could be entirely different to the next person’s. Check out our guides – from starting a budget, to setting a savings goal.

Helping kids learn about money

Teaching kids how money works and encouraging good savings habits will help set them up well for the future.

Savings calculators

Important information

This is for information purposes only. Please talk to us if you need financial advice about a product or service. See our financial advice provider statement (PDF 39.8KB) for more information.

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166KB)ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 138KB).