ANZ Freedom account
Enjoy no transaction fees, and pay no monthly account fee if you meet the minimum monthly deposit.
Benefits
No monthly account fee
Pay no monthly account fee when you deposit at least $2,500 into your account each month— (e.g. have your salary direct credited).
No transaction fees
Bank the way you want to, whether online, on your phone, in a branch or using our Contact Centre.
Free Visa Debit card
Enjoy the convenience of making contactless payments, getting cash at ATMs, and shopping online or overseas anywhere Visa is accepted. You must be aged 13+ to apply for an ANZ Visa Debit card.
Easy, convenient banking
With ANZ’s goMoney mobile app—, Apple Pay—, Google Pay™—, Pay to Mobile— and more, you can do all your banking and shopping on your smartphone - so you can keep on moving.
Personalise your Visa Debit card
Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun - just choose one of our gallery images or upload your own photo—, —.
Account fees
Fee | |
|---|---|
Monthly account fee
| $5 (waived each month you deposit at least $2,500 into your account—) |
Transaction fees—, — | $0 |
ANZ Visa Debit card annual fee— | $0 |
Apply using our online form
Join ANZ with a Freedom account
Join online, plus a visit to a branch
Apply for a Freedom account using our online form (you must be 13 years or older).
Apply by calling us, plus a visit to a branch
During the call, our team will make a time for you to visit a branch to confirm your identity.
7 days a week, 7.30am - 9pm
From overseas: +64 4 470 3142
How existing customers can apply
Apply using the ANZ goMoney app
If you have goMoney, go to the ‘Apply & Open’ section and follow the easy steps to open a Freedom account.
If you don’t have goMoney yet, you can download it now. Eligibility criteria and terms and conditions apply, see important information below.
Apply online
Apply for a Freedom account using your ANZ Internet Banking or our online form.
Bank on the go
With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home—.
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Financial wellbeing
Financial wellbeing isn’t one-size-fits all. When it comes to money, your journey could be entirely different to the next person’s. Check out our guides - from starting a budget, to setting a savings goal.
Helping kids learn about money
Teaching kids how money works and encouraging good savings habits will help set them up well for the future.
Savings calculators
Reach your savings goal
Calculate how much you may need to save regularly to reach your goal.
Grow your long term savings
Calculate how much your savings could grow over time.
Calculate your returns
Calculate how much interest you could earn from a term deposit.
Important information
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 129KB).