Join the KiwiSaver scheme others look up to
Serious Saver account
Earn Premium interest and you could grow your savings when you make no withdrawals and deposit at least $20 a month.
- Up to
- Offers flexibility
- Access your savings if you need to and still earn Standard interest for that month
Earn Premium interest
Earn Premium interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month
Access your money if you need to
You can make one withdrawal per month for no fee (a fee of $5 per month applies for two or more withdrawals). To earn Premium interest for the month you need to make no withdrawals.
Simple and easy to use
Setting up an automatic payment for $20 or more to be made at least a week before the end of each month, will earn you premium interest if you haven’t made any withdrawals in that month.
Fees
Monthly account fee | $0 |
Automated and manual withdrawal fee disclaimerdisclaimer (Electronic payments and staff-assisted transactions) | First withdrawal in a month is free, $5 per month for two or more withdrawals |
Automated and manual deposit fee | $0 |
Use our savings calculators
Whatever you’re saving for, use our calculators to see how much you may need to regularly save to reach your goal or how much your savings could grow over time.
New to ANZ
Apply for your new account online - it's easy to join us
- Apply online - use our simple online form, it takes 5 minutes.
- We’ll contact you - we'll arrange a time with you to visit an ANZ branch to confirm your identity.
- Visit a branch - we'll confirm your identity and setup your ANZ Internet Banking, goMoney and anything else you need.
Existing customers
Open your new account via ANZ Internet Banking
We will open your ANZ account in the next few days.
Or open via our online form
Other ways to apply
Call on 0800 269 296
6am to 12 midnight (NZDT), 7 days a week.
International: +64 4 470 3142 (toll charges apply).
Or visit a branch
Other account options
Term Deposit
High interest
Grow your savings with an investment that gives you a fixed return, for a term you choose (minimum investment $10,000).
Go account
Allows everyday banking electronically
An everyday account with no monthly account fee and no transaction fees when you do your banking electronically. Plus, the Visa Debit annual card fee will be waived for the first 12 months for new cards (normally $10 p.a.).
See all help and support articles
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100kB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB).
Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. EFTPOS, Visa Debit, ATM and mobile wallet transactions not permitted on the ANZ Serious Saver account.
ReturnManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Cheque books not permitted on the ANZ Serious Saver account.
Return