ANZ Serious Saver account
Earn premium interest and you could grow your savings when you make no withdrawals and deposit at least $20 a month.
Benefits
No monthly account or deposit fees
A simple, easy to use savings account with no monthly account fee. Plus, you can make automated or manual deposits for no fee.
Earn premium interest
Earn up to —% p.a. interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.
Access your money if you need to
You can make one withdrawal per month for no fee (a fee of $5 per month applies for two or more withdrawals). To earn Premium interest for the month you need to make no withdrawals.
Simple and easy to use
Setting up an automatic payment for $20 or more to be made at least a week before the end of each month, will earn you premium interest if you haven’t made any withdrawals in that month.
Interest rates
Standard interest rate
Standard interest rate
Rate is unavailable
Calculated daily and paid on the last business day of the month.
Premium interest rate
Premium interest rate
Rate is unavailable
Calculated on your average balance for the month, and paid on the last business day of the month.
Total interest rate
Total interest rate
Rate is unavailable
Account fees
Fee | |
|---|---|
Monthly account fee | $0 |
Automated and manual withdrawal fee—, — | First withdrawal in a month is free, $5 per month for two or more withdrawals |
Automated and manual deposit fee | $0 |
Apply using our online form
How to apply
Apply online
Apply for an ANZ Serious Saver account.
Call us
7 days a week, 6am - midnight
From overseas: +64 4 470 3142
Visit us
Find your local branch and make an appointment to visit us.
Other account options
Savings calculators
Reach your savings goal
Calculate how much you may need to regularly save to reach your goal.
Grow your long term savings
Calculate how much your savings could grow over time.
Calculate your returns
Calculate how much interest you could earn from a term deposit.
We'll help you figure things out
Financial wellbeing
Financial wellbeing isn’t one-size-fits all. When it comes to money, your journey could be entirely different to the next person’s. Check out our guides - from starting a budget, to setting a savings goal.
Helping kids learn about money
Teaching kids how money works and encouraging good savings habits will help set them up well for the future.
Bank on the go
With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home—.
Important information
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100KB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132KB).