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Serious saver account
Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.
- Up to
- Great if you're saving for your future, or have a special goal in mind
- Access your savings if you need to and still earn Standard interest for that month
Accelerate your savings with Premium interest
Earn Premium interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month
Access your money if you need to
You can make one withdrawal per month for no fee (a fee of $5 per month applies for two or more withdrawals). However, remember to earn Premium interest for the month you need to make no withdrawals.
Simple and easy to use
Make sure you earn Premium interest by setting up an automatic payment for $20 or more to be made at least a week before the end of each month.
Fees
Monthly account fee | $0 |
Automated and manual withdrawal fee disclaimerdisclaimer (Electronic payments and staff-assisted transactions) | First withdrawal in a month is free, $5 per month for two or more withdrawals |
Automated and manual deposit fee | $0 |
Use our savings calculators
Whatever you’re saving for, use our calculators to see how much you may need to regularly save to reach your goal or how much your savings could grow over time.
COVID-19 latest updates
Due to the impact of COVID-19, we have temporarily stopped some non-essential services including account opening for new customers. If you’re an existing customer, you can still open additional accounts. |
New to ANZ
Due to the impact of COVID-19, we have temporarily stopped some non-essential services including account opening for new customers. We apologise for any inconvenience.
Existing customers
Open your new account via ANZ Internet Banking
We will open your ANZ account in the next few days.
Or open via our online form
Other ways to apply
Call on 0800 269 296
6am to 12 midnight (NZDT), 7 days a week.
International: +64 4 470 3142 (toll charges apply).
Or visit a branch
Works great with
Term Deposit
For higher interest
Grow your savings with an investment that gives you a fixed return, for a term you choose (minimum investment $10,000).
Go account
For everyday banking electronically
An everyday account with no monthly account fee, plus no transaction fees when you do your banking electronically.
See all help and support articles
Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100kB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB).
Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. EFTPOS, Visa Debit, ATM and mobile wallet transactions not permitted on the ANZ Serious Saver account.
Back to topManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Cheque books not permitted on the ANZ Serious Saver account.
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