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ANZ Serious Saver account

Earn premium interest and you could grow your savings when you make no withdrawals and deposit at least $20 a month.

Benefits

No monthly account or deposit fees

A simple, easy to use savings account with no monthly account fee. Plus, you can make automated or manual deposits for no fee.

Earn premium interest

Earn up to —% p.a. interest if you make no withdrawals and deposit $20 or more (not including credit interest) on or before the last business day of the month.

Access your money if you need to

You can make one withdrawal per month for no fee (a fee of $5 per month applies for two or more withdrawals). To earn Premium interest for the month you need to make no withdrawals.

Simple and easy to use

Setting up an automatic payment for $20 or more to be made at least a week before the end of each month will earn you premium interest, if you haven’t made any withdrawals in that month.

Interest rates

Standard interest rate

Rate is unavailable

%P.A

Calculated daily and paid on the last business day of the month.

Premium interest rate

Rate is unavailable

%P.A

Calculated on your average balance for the month, and paid on the last business day of the month.

Total interest rate

Rate is unavailable

%P.A

Account fees

Fee

Monthly account fee

$0

Automated and manual withdrawal fee—, —

First withdrawal in a month is free, $5 per month for two or more withdrawals

Automated and manual deposit fee

$0

Apply using our online form

Apply online for an ANZ Serious Saver account

How to apply

Apply online

Apply for an ANZ Serious Saver account.

Apply now

Call us

Monday to Friday, 8am - 8pm
Saturday and Sunday, 8am - 6pm

0800 269 296

From overseas: +64 4 470 3142

Visit us

Find your local branch and make an appointment to visit us.

Find a branch

Other account options

Term Deposit

Grow your savings with an investment that gives you a fixed return, for a term you choose (minimum investment $10,000).

Term Deposits

Go account

An everyday account with no monthly account fee and no transaction fees when you do your banking electronically. Plus, the Visa Debit annual card fee will be waived for the first 12 months for new cards (normally $10 p.a.).

Go account

Savings calculators

Reach your savings goal

Calculate how much you may need to save regularly to reach your goal.

Savings goal calculator

Grow your long-term savings

Calculate how much your savings could grow over time.

Long-term savings calculator

Calculate your returns

Calculate how much interest you could earn from a term deposit.

Term deposit calculator

Savings articles

Four digital habits to help you save

Time to read: 2 minutes

Savings tips inspired by the good old days of cash. 

Four digital habits to help you save

Investing vs saving – how to find your fit

Time to read: 2 minutes

Getting comfortable with investing comes down to know-how.

Investing vs saving – how to find your fit

When it comes to saving, teamwork makes the dream work

Time to read: 2 minutes

Superpower your savings as a couple and watch your savings grow. 

When it comes to saving, teamwork makes the dream work

Bank on the go

With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home—.

ANZ goMoney mobile app

Important information

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure

Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100KB), and ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 126KB).