Buying an investment property

Whether you’re a first time investor, or looking to increase your property portfolio, our team are here to help.

Meet with us when and where it’s convenient for you

Our rate offer

If you’re switching to ANZ, re-fixing your fixed rate home loan or buying a new home, you can get the best fixed rate advertised by any major bank

We’re checking the rates of ASB, BNZ, Westpac and Kiwibank on their websites every 24 hours, but if you spot something better before taking out or changing your loan, tell us. 

To find out more, request a Home Loan Check In.

Explore our home loan rates

1 year fixed-rate special*

Rate is unavailable

%P.A

18 months fixed-rate special*

Rate is unavailable

%P.A

2 year fixed-rate special*

Rate is unavailable

%P.A

*Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts. 

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. 

 

Meet with a Mobile Mortgage Manager

Whether you’re buying your first investment property, looking to expand your portfolio or wanting to manage your existing property loans, our Mobile Mortgage Managers are specially trained to help you achieve your property investment goals. 

Our team are happy to talk to you over the phone or in person, whatever suits you.

How we can help secure your investment property

Things to consider before investing in property

There are a number of tax implications when it comes to investing in property that you should consider as this could impact your investment strategy, or the types of properties you choose to invest in. 

We recommend you seek independent advice from your accountant, tax advisor, or other advisors to help you determine how tax implications can affect your investment. 

ANZ Property Focus report

Our free monthly Property Focus report assesses the state of the property market in New Zealand, providing investors and prospective homeowners with an independent appraisal of recent developments. You can email us at nzeconomics@anz.com and request to be added to our distribution list.

ANZ Good Energy Home Loan

An ANZ Good Energy Home Loan could help make sure your properties meet Healthy Homes standards. You could top up your ANZ Home Loan to get a heat pump, insulation, glazing, ventilation, water heating systems and much more at % p.a. fixed for three years, up to $80,000.

Free Property Insights report

Once you have your home loan pre-approved, our free Property Insights report (worth $49.95) can help you get an estimated price range and market rental rate for that property, including recent comparable property sales in the area.

How to apply

From overseas: +64 4 470 3165

Related products and services

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure