Know your buying power
It's good to know how much you can afford to spend before you start house hunting or planning your build. Use our online calculators to get an idea of how much you may be able to afford. When you're ready, you can apply for pre-approval online or an ANZ Home Loan Coach can help you work through the process.
Consider the costs
It's important to factor in all of the costs of buying and owning a home. Below are some you might need to consider. Your ANZ Home Loan Coach can help you understand the costs and help you set your budget. You can also find a helpful budgeting tool on our Financial Wellbeing Hub.
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure