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Know exactly how much your home loan repayments will be by fixing your rate for a set period.

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3 year fixed rate special*

Additional rates and terms available

• The interest rate and repayment amount will stay the same for the fixed rate period.
• Your repayment amount stays the same during the fixed rate period.
• When the fixed rate period ends, you can choose to fix it at another rate, or let your loan roll onto the floating rate. 
• Fixed home loans generally have lower interest rates than floating or flexible home loans, but they offer less flexibility to make extra repayments.
• Ways to make additional repayments on a fixed rate.
• Options when your fixed rate period ends.

Allows you to make extra repayments to pay off your home loan sooner.

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• The interest rate can move up or down in line with market changes – which means your repayment amount can change. 
• The interest rate is generally higher than fixed home loan rates but you have the flexibility to make extra repayments whenever you like.
• Minimum repayment amount may apply.

If you're good at managing your money this option can help you pay off your home loan sooner. It also gives you access to credit when you need it. 

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• Interest rates can move up or down in line with market changes.
• This home loan is a revolving credit facility on your everyday transactional account, a bit like an overdraft.
• You can pay money into it whenever you like and redraw it if you need to. 
• You’re charged interest on the outstanding balance, but there are no set repayments. 
• It often has the highest interest rate and a monthly fee, but it offers the most flexibility.