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Paying off your home loan faster

Find out how you could make changes to your home loan structure and repayments to pay off your home loan faster and pay less interest.

Explore your options

Getting the structure right

Tailoring your loan structure to your circumstances can help you pay off your home loan faster.
Increasing your repayments

There are many ways you can repay your loan a little bit faster by increasing your repayments.
Extra ways to reduce interest costs

More ideas to help you repay your loan a little bit faster – from one-off payments to reviewing your service providers.
Changing your repayments

Talk to us about changing the frequency, timing or amount of your repayments.

Why pay off your home loan faster?

Find out why paying off your home loan faster may mean you’ll pay less interest in the long term.

Watch our other videos and find out more about the different ways you could structure your home loan to pay it off faster.

Pay Off Your Home Loan Faster Handbook

A guidebook that takes you through ways you could restructure your home loan and make changes to your repayments to pay it off faster and pay less interest.

Download the handbook (PDF 803 kB)

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.

A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.