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Paying off your home loan faster

Find out how you could make changes to your home loan structure and repayments to pay off your home loan faster and pay less interest.

Small changes could help pay off your loan faster

Getting the structure right

Tailoring your loan structure to your circumstances can help you pay off your home loan faster.
Increasing your repayments

There are many ways you can repay your loan a little bit faster by increasing your repayments.
Extra ways to reduce interest costs

More ideas to help you repay your loan a little bit faster – from one-off payments to reviewing your service providers.
Changing your repayments

Talk to us about changing the frequency, timing or amount of your repayments.

Why pay off your home loan faster?

Find out why paying off your home loan faster may mean you’ll pay less interest in the long term.

Watch our other videos and find out more about the different ways you could structure your home loan to pay it off faster.

Pay Off Your Home Loan Faster Handbook

A guidebook that takes you through ways you could restructure your home loan and make changes to your repayments to pay it off faster and pay less interest.

Download the handbook (PDF 803 kB)

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.

A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.