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Changing your repayments

Talk to us about changing the frequency, timing or amount of your repayments.

 

Changing the frequency or timing of your repayments

You can change the frequency of your regular repayments or change the day of month/week they come out. Note that if it is during a fixed rate period, an Early Repayment Recovery may be charged.

Simply call us on 0800 269 4663 or book an appointment with an ANZ Home Loan Coach in branch.

Increasing your repayments

On a fixed ANZ Home Loan

You can increase your regular repayment amount at the end of your fixed rate period when setting up your new fixed rate term. You can do this by using ANZ Internet Banking or goMoney (if eligible), calling us on 0800 269 4663 or booking an appointment in branch with an ANZ Home Loan Coach. 

You can increase your regular repayment amount during your fixed rate period but you may be charged an Early Repayment Recovery. Just call us on 0800 269 4663 or book an appointment in branch with an ANZ Home Loan Coach before you decide, as any Early Repayment Recovery could be large.

On a floating ANZ Home Loan

You can increase your repayments any time with no fee by calling us on 0800 269 4663 or booking an appointment in branch with an ANZ Home Loan Coach. 

Reducing your repayments

If your situation changes and you need to reduce your repayments for a while, call us on 0800 269 4663 or book an appointment in branch with an ANZ Home Loan Coach.

Work out your repayments

Find out what the impact might be of changing the frequency, timing or amount of your repayments. 

Home loan repayments calculator

 

Meet with an ANZ Home Loan Coach

ANZ Home Loan Coaches can help you set up or restructure your home loan to suit your circumstances – and help you set your repayments to pay it off faster.

Call us to book an appointment. 

0800 269 4663

 

We're here to help

We understand that things don’t always go to plan, and circumstances can change. Find out how we can help if you’re experiencing financial difficulties.

Find out how we can help

Frequently asked questions

Help and support 

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ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.