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Buying an investment property

Interested in property investment? Here you’ll find useful information to help you research and buy investment properties.

Explore your deposit options

Using existing equity to purchase an investment property

You may be able to use the equity in your existing home to buy an investment property. Find out more about your deposit options and using existing equity.

What is equity?

Equity is the difference between a property’s value and the amount you owe on it. If you sold your property and repaid your home loan, your equity would be the amount you have left.

For example if you have a house worth $400,000 with a $100,000 home loan, you have $300,000 of equity in the property.

Calculators

Home buying toolkit

Compare home loans

Compare our home loan features and interest rates.

Property Unlocked Seminars

Free seminars to learn about the home buying process, building, renovating and property investment.

Getting a conditional pre-approval

At ANZ we can conditionally pre-approve your home loan – so you can plan your build with confidence.

Free Property Profile Report

Know a home’s potential worth before you buy with an ANZ Property Profile Report (worth $49.95).

Mobile Mortgage Managers

Want to crunch the numbers with an expert? Our Mobile Mortgage Managers can visit you whenever is convenient.

ANZ Healthy Homes

Whether you're buying, building or renovating, we have a range of initiatives to help make your home warm, dry and energy efficient.

How to apply

Call us

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

0800 269 4663


We'll come to you

A Mobile Mortgage Manager can visit you whenever, wherever is convenient for you.

Request an appointment


Start online

Start the application process for your home loan online today.

Start your application

It takes just 5 to 10 minutes.


Frequently asked questions

Help and support 

See all help and support articles

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.