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Buying an investment property
Interested in property investment? Here you’ll find useful information to help you research and buy investment properties.
Using existing equity to purchase an investment property
You may be able to use the equity in your existing home to buy an investment property. Find out more about your deposit options and using existing equity.
What is equity?
Equity is the difference between a property’s value and the amount you owe on it. If you sold your property and repaid your home loan, your equity would be the amount you have left.
For example if you have a house worth $400,000 with a $100,000 home loan, you have $300,000 of equity in the property.
Work out how much you could borrow
Get an idea of how much you could borrow based on some quick questions about your financial situation.
Work out your repayments
Find out how much your repayments might be depending on the loan amount, loan type and term.
Property Unlocked Seminars
Free seminars to learn about the home buying process, building, renovating and property investment.
Getting a conditional pre-approval
At ANZ we can conditionally pre-approve your home loan – so you can plan your build with confidence.
Free Property Profile Report
Know a home’s potential worth before you buy with an ANZ Property Profile Report (worth $49.95).
Mobile Mortgage Managers
Want to crunch the numbers with an expert? Our Mobile Mortgage Managers can visit you whenever is convenient.
ANZ Healthy Homes
Whether you're buying, building or renovating, we have a range of initiatives to help make your home warm, dry and energy efficient.
Start online
Start the application process for your home loan online today. It takes just 5 to 10 minutes.
Call us
to book an appointment at your local branch
0800 269 296
Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm
International: +64 4 470 3165
We'll come to you
A Construction Coach can visit you whenever, wherever is convenient for you.
Frequently asked questions
See all help and support articles
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.