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Buying an investment property

Interested in property investment? Here you’ll find useful information to help you research, buy and own investment properties.

Explore your deposit options

Using existing equity to purchase an investment property

You may be able to use the equity in your existing home to buy an investment property.

What is equity?

Equity is the difference between a property’s value and the amount you owe on it. If you sold your property and repaid your home loan, your equity would be the amount you have left.

For example if you have a house worth $400,000 with a $100,000 home loan, you have $300,000 of equity in the property.

Calculators

 

Home buying toolkit

Compare home loans

Compare our home loan features and interest rates.

Property Unlocked Webinars

Free webinars to learn about the home buying process, building, renovating and property investment.

Getting a conditional pre-approval

At ANZ we can conditionally pre-approve your home loan – so you can house-hunt, or plan your build, with confidence.

Free Property Profile Report

Know a home’s potential worth before you buy with an ANZ Property Profile Report (worth $49.95).

Free Home Buyers Handbook

A guidebook to help you navigate the home buying journey from start to settlement.

   

ANZ Healthy Homes

Whether you're buying, building or renovating, we have a range of initiatives to help make your home warm, dry and energy efficient.

How to apply

Call us

Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm

0800 269 4663


We'll come to you

A Mobile Mortgage Manager can visit you whenever, wherever is convenient for you.

Request an appointment


Start online

Start the application process for your home loan online today.

Start your application

It takes just 5 to 10 minutes.


Frequently asked questions

Help and support 

See all help and support articles

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.  

A copy of the Bank's General Disclosure Statement  under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure

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