KiwiSaver rates, fees and agreements

You’ll pay an annual fund charge for investing in the ANZ KiwiSaver Scheme.

This is a percentage amount based on the fund (or funds) you’ve chosen to invest in. Importantly it pays for the investment management of that fund – that is the skills and expertise of our investment team who carefully manage the money you have invested. It also pays for the supervision of our scheme by an independent third-party, and our regular communications to you. The annual fund charge is calculated daily and will reduce a fund's unit price.

The current maximum annual fund charges are shown in the table below, although the actual charge may vary each year because expenses vary. Although you won’t pay more than the maximum annual fund charge percentage listed below, expenses can be carried forward and recovered in future years.

For more information about the ANZ KiwiSaver Scheme fees, please refer to the ANZ KiwiSaver Scheme guide and product disclosure statement.

You’ll pay an annual fund charge for investing in the ANZ Default KiwiSaver Scheme.

This is a percentage amount based on the fund (or funds) you’ve chosen to invest in. Importantly it pays for the investment management of that fund – that is the skills and expertise of our investment team who carefully manage the money you have invested. It also pays for the supervision of our scheme by an independent third-party, and items such as our regular communications to you. The annual fund charge is calculated daily and will reduce a fund's unit price.

The current maximum annual fund charges are shown in the table below, although the actual charge may vary each year because expenses vary. Although you won’t pay more than the maximum annual fund charge percentage listed below, expenses can be carried forward and recovered in future years.

For more information about the ANZ Default KiwiSaver Scheme fees, search ‘ANZ Default KiwiSaver Scheme’ on the offer register at disclose-register.companiesoffice.govt.nz.