Manage your finances - Personal loans

Manage your finances

Want to get your banking back on track? Take a look at these handy hints that could help you make a start.

Simplify your banking

Everyday banking should be simple. If yours is getting complicated, it could be time to change. You'll save time and hassles and could save money too!

If you have a lot of small debts and hire purchase agreements, you can pay them all off using an:

ANZ Debt Consolidation Loan*

You're likely to reduce the total interest you're paying, you'll manage your budget more easily and you'll only have one loan, with one regular payment.

If you have accounts you don't use, it's a good idea to close them so you don't pay unnecessary fees.

Organise day-to-day finances

With just a few simple systems, it's easy to work out how much money you have, where you have it and where you're spending it, then use this information to get your finances under control.

Track how much you spend each month (and what on), so you can see where your money's going. Compare this with how much money comes in every month. Are you happy with the difference?

ANZ Budget Planner

If you'd like to make changes, you can use this information to re-arrange your financial habits or you can contact us for advice and options on how to manage your money better.

Do the sums

When you're choosing a personal loan provider, do your sums carefully. Set-up fees, penalty fees and interest rates combined can send the cost of your loan through the roof.

Make yourself aware of fees and interest rates:

More information

For more information about managing your finances contact an ANZ Customer Service Consultant:

Call 0800 837 123 24 hours a day, seven days a week

Enquire online

Visit your nearest ANZ branch

* ANZ lending criteria, terms, conditions and fees apply.