Why should I consolidate my debts into an ANZ Personal Loan?

Juggling different types of debt, such as credit cards, hire purchase, overdrafts and other debt can be stressful. Consolidating those debts into just one ANZ Personal Loan can make your life easier and could save you on interest costs. 

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Here’s why:

  • With just one regular repayment to make, you won’t have to keep track of different due dates and repayment amounts – much simpler
  • The interest rate for an ANZ Personal Loan can be lower than many other forms of credit – like credit cards and hire purchase, so you could reduce your interest costs
  • You can make extra repayments any time you like, with no fees – which can also save you on interest
  • You can adjust the length of the loan so the repayment amount suits your budget, plus you can choose between weekly, fortnightly or monthly repayments.

How much can I save by consolidating my debts?

Use our debt consolidation savings calculator to work out how much you could save by bringing all yours debts together with an ANZ Personal Loan.

calculator iconDebt consolidation savings calculator

When can I pay off my debt by?

Use our simple debt consolidation calculator to work out how soon you could clear your debt. It shows you how much you’ll need to borrow and what your repayments would be. You can also test out different repayment amounts and see how paying a little extra each time could help you clear your debt even faster.

calculator iconDebt consolidation simple calculator

How much will my repayments be?

Your repayments depend on how long you want to repay the loan. Our handy personal loan repayments calculator lets you calculate different repayment scenarios based on how long you take to repay your loan.

calculator iconPersonal loan repayments calculator

What sort of debts can I consolidate?

You can consolidate debt from credit cards (including ANZ credit cards), overdrafts, store cards, hire purchases and other (non-ANZ) personal loans. We will also consider other forms of debt, so speak to us today to find out how we might be able to help.

What’s your next step?

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Calculate how much you can save by consolidating your debt
Save on interest by consolidating your debts.
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Calculate when you’ll pay off your loan
Use this simple debt consolidation calculator to calculate how much you need to borrow, what your repayments could be and when you’ll be debt free.

More Information

For more information or to apply for an ANZ Personal Loan:

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Get started by applying online for a personal loan today!
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Call 0800 837 123

ANZ lending criteria, terms, conditions and fees apply. The ANZ Personal Loan interest rate is currently 17.95% p.a. (but can change) and you can pay these loans off between six months and seven years. For example if you borrowed $5,000 for two years at 17.95% p.a., the total interest payable would be about $988. An application fee of $115 applies.