Loans for weddings and special events

To get an ANZ Personal Loan you'll need to meet our lending criteria, including:

• Be at least 18 years old.
• Receiving a regular income.
• Having enough money left over at the end of month, after your expenses are paid, to meet your loan repayments.
• Being a New Zealand citizen, permanent resident or if you’re a non-resident, have more than one year left on your work visa. 
• Proving your identity and earnings.

Note: No more than two people can apply jointly.

Confirmation of income:

• If you’re a wage or salary earner you’ll need to provide one of the following, dated within the last four weeks:
  • a payslip showing year-to-date income figures
  • a payslip showing your annual base income
  • a letter from your employer on their letterhead, confirming your annual income and employment type (e.g. full or part time)
  • three months of statements for the bank account your income is credited to.
• If you're self-employed, you’ll need to provide copies of:
  • your last two years' balance sheets or annual accounts
  • your last two years’ profit and loss statements
  • your personal tax return.
• If you have other income (e.g. rent, dividends) please contact us on 0800 837 123 to discuss what our particular requirements will be.