Mail addressed to your residential address and dated within the last three months.
Get an ANZ Personal Loan in 3 easy steps
Please make sure you have your details listed above on hand.
We’ll be in touch
We will contact you within two to three days of receiving your application.
Receive your money
Once approved, we could have the money in your account the next business day.*
*Funds must be deposited into an existing ANZ everyday account (such as ANZ Freedom or ANZ Go account).
Other options to consider
Planning larger renovations? Consider an ANZ Home Loan
If you’re planning to do structural changes to your home or investment property, a home loan might better suit your needs. You’ll be able to borrow a higher amount, and may save on interest. If you already have an ANZ Home Loan, you can apply for a home loan top-up.
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
The ANZ Personal Loan interest rate is currently (but can change) and you can pay these loans off between six months and seven years. For example if you borrowed $5,000 for two years at 12.90% p.a., the total interest payable would be about $699. Plus a one-off application fee of $115 applies (there is no application fee for full-time tertiary students on a Jumpstart account).
Application Fee Waiver offer: Available from 14 February 2020 for a limited time. Offer available for new ANZ Personal Loans and top-ups.
Tertiary students on the Jumpstart account applying for credit, must be enrolled at and provide proof of full-time study at a government recognised tertiary institution or a NZQA approved language school, and have a minimum of six months remaining on your course.