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Debit cards
Have your money on-hand whenever you need it with an ANZ Visa Debit carddisclaimer or EFTPOS card.
Contactless payment limit increased to $200
There is a temporary increase on the contactless payment limit without a PIN from $80 to $200 at all EFTPOS terminals. This increase is in response to COVID-19 as a way of reducing shoppers contact with frequently touched surfaces.
This change automatically applies to ANZ Visa Credit and Visa Debit cards.
Account options
Freedom account
Allows flexibility
An everyday account with the freedom to bank the way you want with no transaction fees.
Jumpstart account
Special benefits for under 21s and students
Everyday banking with special benefits for students and under 21s
Go account
For everyday banking electronically
An everyday account with no monthly account fee.
See all help and support articles
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure
Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB) and Electronic Banking Conditions (PDF 129kB).
Must be 13 years or over to apply for an ANZ Visa Debit card.
ReturnApple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Terms and conditions apply to Apple Pay, see Apple Pay for more information.
ReturnGoogle Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.
ReturnConditions and exceptions apply. For further details, see Visa Zero Liability. Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.
ReturnThere are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full Image Criteria.
ReturnYour existing EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card. The Visa Debit annual card fee will be waived if the card is linked to an ANZ Freedom or ANZ Jumpstart account. It will also be waived for the first 12 months for a new card linked to an ANZ Go account (after 12 months you will be charged an annual card fee of $10). For all other accounts you will be charged an annual card fee of $10.
ReturnFor EFTPOS, internet, phone or mail transactions in New Zealand.
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