Debit cards

Have your money on-hand whenever you need it with an ANZ Visa Debit card or ANZ EFTPOS card.

You must be 13 years or over to apply for an ANZ Visa Debit card.

ANZ Visa Debit card

Three ANZ Visa Debit cards with personalised images

Personalise your Visa Debit card

Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun - just choose one of our gallery images or upload your own photo, .


ANZ Visa Debit cards have accessibility features to help visually impaired customers (these features are not included on ANZ MyPhoto cards). Features include:

  • Cut-out notch and high-visibility leading edge to help identify the correct way  to insert the card at ATMs and terminals
  • Larger font and the word ‘Debit’ on the back of the card in large font for easy identification
  • Raised tactile indicators (two dots on the front left of the card) to help orientate and identify the card.

ANZ Visa Debit card fees and limits

Fee or limit

ANZ Visa Debit card annual fee


Daily ATM withdrawal limit

(Other transaction limits may apply for overseas transactions)

Within NZ: $2,000 NZD

Overseas: $3,000 NZD 
or equivalent in foreign currencies

Daily transaction limit (for EFTPOS, internet, phone or mail transactions in New Zealand)

Within NZ: $10,000 NZD

Overseas: $10,000 NZD
or equivalent in foreign currencies

Replacement card fee


How to apply for an ANZ Visa Debit or EFTPOS card

From overseas: +64 4 470 3142

Account options

Important information

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB) and Electronic Banking Conditions (PDF 129KB).