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Debit cards

Have your money on-hand whenever you need it with an ANZ Visa Debit carddisclaimer or EFTPOS card.

 

ANZ Visa Debit 

Everything you need and more

Use it online and overseas

Use your ANZ Visa Debit card anywhere Visa is accepted. Shop online or in stores both in New Zealand and overseas, and withdraw cash at thousands of ATMs worldwide, using money from your ANZ account.

Pay with your smartphone

Leave your wallet at home – pay with your smartphone via Apple Paydisclaimer or Google PayTMdisclaimer.

Learn more about ways to pay 

Stand out from the crowd

With an ANZ MyPhoto carddisclaimer you can show your personality by putting a selfie, a favourite photo or one of our gallery images on your ANZ Visa Debit card.

Upgrade to a MyPhoto card 

Protection from fraud

With Visa’s Zero Liabilitydisclaimer policy, you can use your ANZ Visa Debit card with confidence.

Learn more about Visa’s Zero Liability policy 

 

The important numbers

Visa Debit Card fees

ANZ Visa Debit card annual fee

$0

(when linked to an ANZ Freedom or Jumpstart account);

otherwise $10

Daily ATM withdrawal limit

Other transaction limits may apply for overseas transactions.

$2,000

Daily transaction limitdisclaimer

Other transaction limits may apply for overseas transactions.

$5,000

Replacement card fee

$10

How to apply

New to ANZ 

Apply for a new everyday account with an ANZ Visa Debit card

  1. Apply online - use our simple online form to apply for an everyday account with a Visa Debit card, it takes 5 minutes
  2. We’ll contact you - we'll arrange a time with you to visit an ANZ branch to confirm your identity
  3. Visit a branch - we'll confirm your identity and setup your ANZ Internet Banking, goMoney and anything else you need.

Existing customers

Upgrade your existing ANZ EFTPOS card to an ANZ Visa Debit card.

Other ways to apply

Call us on 0800 269 296

6am to 12 midnight (NZDT), 7 days a week

International: +64 4 470 3142 (toll charges apply).

Or visit a branch

Find an ANZ branch

Accessibility

ANZ Visa Debit cards have accessibility featuresdisclaimer to help visually impaired customers. Features include:

  • cut-out notch to help determine the direction to insert card at ATMs and terminals
  • larger font and high-visibility leading edge to help with correctly inserting card
  • raised tactile indicators to help orientate and identify card.

Personalise your ANZ Visa Debit card

With an ANZ MyPhoto card you can personalise your ANZ Visa Debit card with a photo or one of our custom-designed gallery imagesdisclaimer. It’s free to create, easy and fun.

If you already have an ANZ Visa Debit card or ANZ EFTPOS card it’s easy to upgrade to a MyPhoto carddisclaimer

Upgrade to an ANZ MyPhoto Visa Debit card

ANZ EFTPOS card

Make purchases

Pay for purchases via EFTPOS at retail outlets across New Zealand.

Get cash

Withdraw cash from your account at thousands of ATMs throughout New Zealand and around the world.

The important numbers

ANZ EFTPOS card annual fee

$0

Daily ATM withdrawal limit

Other transaction limits may apply for overseas transactions.

$2,000

Daily EFTPOS transaction limitdisclaimer

Other transaction limits may apply for overseas transactions.

$3,000

Replacement card fee

$10

How to apply

Enquire online

Enquire

Visit a branch

Find an ANZ branch

Call us on 0800 296 269

6am to 12 midnight (NZDT), 7 days a week.

International: +64 4 470 3142 (toll charges apply).

We'll help you figure things out

Help and support 

See all help and support articles

Works great with

 

Freedom account

For ultimate flexibility

An everyday account with the freedom to bank
the way you want with no transaction fees and 
a free ANZ Visa Debit carddisclaimer.

Learn more

 

 

ANZ Jumpstart account

Designed for under 21s and students

Everyday banking with special benefits for students and under 21s, including a free ANZ Visa Debit carddisclaimer

 

Learn more

 

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 100kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB) and Electronic Banking Conditions (PDF 144kB).

Must be 13 years or over to apply for an ANZ Visa Debit card.

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Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Terms and conditions apply to Apple Pay, see Apple Pay for more information.

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Google Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

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There are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full Image Criteria.

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Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 132kB). Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.

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For EFTPOS, internet, phone or mail transactions in New Zealand.

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Not included on ANZ MyPhoto Visa Debit cards.

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Your existing EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card. The Visa Debit annual card fee will be waived if the card is linked to an ANZ Freedom or ANZ Jumpstart account. For all other accounts an annual card fee of $10 will apply.

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