It’s easy to join ANZ
Debit cards
Have your money on-hand whenever you need it with an ANZ Visa Debit carddisclaimer or EFTPOS card.
Use it online and overseas
Use your ANZ Visa Debit card anywhere Visa is accepted. Shop online or in stores both in New Zealand and overseas, and withdraw cash at thousands of ATMs worldwide, using money from your ANZ account.
Pay with your smartphone
Leave your wallet at home – pay with your smartphone via Apple Paydisclaimer or Google PayTMdisclaimer.
Stand out from the crowd
With an ANZ MyPhoto carddisclaimer you can show your personality by putting a selfie, a favourite photo or one of our gallery images on your ANZ Visa Debit card.
Protection from fraud
With Visa’s Zero Liabilitydisclaimer policy, you can use your ANZ Visa Debit card with confidence.
Learn more about Visa’s Zero Liability policy
The important numbers
ANZ Visa Debit card annual fee |
$0 (when linked to an ANZ Freedom or Jumpstart account); otherwise $10 |
Daily ATM withdrawal limit Other transaction limits may apply for overseas transactions. |
$2,000 |
Daily transaction limitdisclaimer Other transaction limits may apply for overseas transactions. |
$5,000 |
Replacement card fee |
$10 |
New to ANZ
Apply for a new everyday account with an ANZ Visa Debit card
- Apply online - use our simple online form to apply for an everyday account with a Visa Debit card, it takes 5 minutes
- We’ll contact you - we'll arrange a time with you to visit an ANZ branch to confirm your identity
- Visit a branch - we'll confirm your identity and setup your ANZ Internet Banking, goMoney and anything else you need.
Existing customers
Upgrade your existing ANZ EFTPOS card to an ANZ Visa Debit card.
Other ways to apply
Call us on 0800 269 296
6am to 12 midnight (NZDT), 7 days a week
International: +64 4 470 3142 (toll charges apply).
Or visit a branch
Accessibility
ANZ Visa Debit cards have accessibility featuresdisclaimer to help visually impaired customers. Features include:
- cut-out notch to help determine the direction to insert card at ATMs and terminals
- larger font and high-visibility leading edge to help with correctly inserting card
- raised tactile indicators to help orientate and identify card.
With an ANZ MyPhoto card you can personalise your ANZ Visa Debit card with a photo or one of our custom-designed gallery imagesdisclaimer. It’s free to create, easy and fun.
If you already have an ANZ Visa Debit card or ANZ EFTPOS card it’s easy to upgrade to a MyPhoto carddisclaimer.
The important numbers
ANZ EFTPOS card annual fee |
$0 |
Daily ATM withdrawal limit Other transaction limits may apply for overseas transactions. |
$2,000 |
Daily EFTPOS transaction limitdisclaimer Other transaction limits may apply for overseas transactions. |
$3,000 |
Replacement card fee |
$10 |
How to apply
Call us on 0800 296 269
6am to 12 midnight (NZDT), 7 days a week.
International: +64 4 470 3142 (toll charges apply).
See all help and support articles
Works great with
Freedom account
For ultimate flexibility
An everyday account with the freedom to bank
the way you want with no transaction fees and
a free ANZ Visa Debit carddisclaimer.
ANZ Jumpstart account
Designed for under 21s and students
Everyday banking with special benefits for students and under 21s, including a free ANZ Visa Debit carddisclaimer
Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB) and Electronic Banking Conditions (PDF 144kB).
Must be 13 years or over to apply for an ANZ Visa Debit card.
Back to topApple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Terms and conditions apply to Apple Pay, see Apple Pay for more information.
Back to topGoogle Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.
Back to topThere are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full Image Criteria.
Back to topConditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 132kB). Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.
Back to topFor EFTPOS, internet, phone or mail transactions in New Zealand.
Back to topNot included on ANZ MyPhoto Visa Debit cards.
Back to topYour existing EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card. The Visa Debit annual card fee will be waived if the card is linked to an ANZ Freedom or ANZ Jumpstart account. For all other accounts an annual card fee of $10 will apply.
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