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Debit cards

Have your money on-hand whenever you need it with an ANZ Visa Debit carddisclaimer or EFTPOS card.


Contactless payment limit increased to $200

There is a temporary increase on the contactless payment limit without a PIN from $80 to $200 at all EFTPOS terminals. This increase is in response to COVID-19 as a way of reducing shoppers contact with frequently touched surfaces.

This change automatically applies to ANZ Visa Credit and Visa Debit cards.

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Freedom account

For ultimate flexibility
An everyday account with the freedom to bank the way you want with no transaction fees and a free ANZ Visa Debit carddisclaimer.

ANZ Jumpstart account

Designed for under 21s and students
Everyday banking with special benefits for students and under 21s, including a free ANZ Visa Debit carddisclaimer

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Help and support 

See all help and support articles

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB) and Electronic Banking Conditions (PDF 129kB).


Must be 13 years or over to apply for an ANZ Visa Debit card.

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Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Terms and conditions apply to Apple Pay, see Apple Pay for more information.

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Google Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

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Conditions and exceptions apply. For further details, see Visa Zero Liability. Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.

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There are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full Image Criteria.

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For EFTPOS, internet, phone or mail transactions in New Zealand.

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Not included on ANZ MyPhoto Visa Debit cards.

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Your existing EFTPOS card will be replaced with an ANZ MyPhoto Visa Debit card. The Visa Debit annual card fee will be waived if the card is linked to an ANZ Freedom or ANZ Jumpstart account. For all other accounts an annual card fee of $10 will apply.

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