Debit cards

Have your money on-hand whenever you need it with an ANZ Visa Debit card or ANZ EFTPOS card.

You must be 13 years or over to apply for an ANZ Visa Debit card.

Control how your ANZ Visa card can be used

Manage some of the types of purchases your ANZ Visa card and mobile wallet can make by choosing your card settings in the ANZ goMoney app. Turn on or off:

  • Contactless purchases (like payWave)
  • Online shopping
  • Overseas in-person purchases and ATM withdrawals
  • Online gambling.

Change your settings anytime for added security and protection. 

ANZ Visa Debit card

Personalise your Visa Debit card

Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun – just choose one of our gallery images or upload your own photo, .

ANZ Visa Debit and EFTPOS card fees and limits

Fee or limit

Annual card fee


Daily ATM withdrawal limit (New Zealand)

$2,000 NZD

Daily ATM withdrawal limit (overseas)*

Visa Debit: $3,000 NZD

EFTPOS: $2,000 NZD

or equivalent in foreign currencies

Daily transaction limit (for EFTPOS, internet, phone or mail purchases – New Zealand or overseas)*

$10,000 NZD

or equivalent in foreign currencies

Replacement card fee


*Other transaction limits and currency conversion charges may apply for overseas transactions.

How to apply for an ANZ Visa Debit or EFTPOS card

From overseas: +64 4 470 3142

Existing customers

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Important information

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB) and Electronic Banking Conditions (PDF 138KB).