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Pay to Mobile

Use ANZ goMoney to pay another ANZ customer who is registered for Pay to Mobile using just their mobile phone number.

Features

Convenience

Take the hassle out of paying – it’s an easy way to split the bill at restaurants or pay back that $20 you borrowed from a mate.

Using the ANZ goMoney mobile app, you can send money to another ANZ customer who is registered for Pay to Mobile using just their mobile phone number.

Time saver

There’s no need to ask for bank account details. With Pay to Mobile you can send money quickly and easily using their mobile phone number. The money will go into their nominated Pay to Mobile bank account straight away.

Easy to set up

All you need is a compatible smartphone connected with a mobile phone number and goMoney. Find out more about goMoney or download the app via your app store.

ANZ goMoney

Register for Pay to Mobile

First, log into goMoney and select Payments, then Pay to Mobile.

  1. Enter your mobile number to get an activation code, select Continue.
  2. Once you’ve got the activation code, enter it and select Continue.
  3. Select the account you want your Pay to Mobile payment to go into, and select Continue.
  4. You’re now registered for Pay to Mobile.

Making payments

First, log in to goMoney and select Payments, then Pay to Mobile.

1. Send to

Select the mobile number from your phone’s contact list, or enter the mobile number of the person you want to pay.

2. Amount

Enter the payment amount.

3. Your name

Enter your name so the person knows who the payment is from.

4. Message

You can add a message so the person knows what the payment is for e.g. Thanks for lunch.

5. Pay

Check the payment details and select Pay.

6. Receipt

If the person you’re paying is registered for Pay to Mobile, we’ll send the payment to their nominated Pay to Mobile bank account straight away, and send them a text to let them know.

If the person you’re paying isn’t registered for Pay to Mobile, you’ll get a ‘Payment failed’ message.

Note 

  • The money won’t be transferred to their mobile phone account, it will go into their nominated Pay to Mobile bank account.
  • The Confirmation of Payee service which allows you to check the name of the person you intend to pay matches the name on the account is not available using Pay to Mobile.

Scams and Fraud Guide

We’re committed to keeping you and your banking safe, and you have a role to play too. Working together, we can keep you even safer. However you choose to bank, find out how to keep safe.

Accessible banking

We’re working hard to make our banking products and services accessible and available to all New Zealanders, regardless of ability.

Help and support

Important information

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), Electronic Banking Conditions (PDF 138kB) and ANZ Credit Card Conditions of Use (PDF 323kB).

Eligibility criteria and terms and conditions apply to the ANZ goMoney app, ANZ Internet Banking, ANZ Phone Banking, Voice ID and Pay to Mobile. For details, see our ANZ Electronic Banking Conditions (PDF 138KB).

Mobile phone network or internet provider charges, such as data fees may apply, depending on your provider.