Pay to Mobile

Use ANZ goMoney to pay anyone with a New Zealand bank account using just their mobile number.

Features

Convenience

Take the hassle out of paying – there’s an easier way to split the bill at restaurants or pay back that $20 you borrowed from a mate.

Using the ANZ goMoney mobile app, you can send money to anyone with a New Zealand bank account using just their mobile phone number.

Time saver

There’s no need to remember bank account details. With Pay to Mobile you can send money to friends, family or anyone else, quickly and easily using their mobile phone number. The money will go into their chosen New Zealand bank account.

Easy to set up

All you need is a compatible smartphone and the ANZ goMoney app. Find out more about goMoney or download the app via your app store.

Making payments

First, log in to ANZ goMoney and select Payments, then Pay to Mobile.

1. Send To

Select the mobile number from your phone’s contact list, or enter the mobile number of the person you want to pay.

2. Amount

Enter the payment amount.

3. Your Name

Enter your name so the person knows who the payment is from.

4. Message

You can add a message so the person knows what the payment is for e.g. Thanks for lunch.

5. Pay

Check the payment details and select Pay.

6. Receipt

If the person you’re paying doesn't have ANZ goMoney, they’ll receive a text message advising they’ve been sent a mobile payment to be collected and the steps they need to follow to collect it.

Remember: the money won’t be transferred to their mobile account, it will go into their chosen bank account.

Receiving payments

If the person you’re paying also has ANZ goMoney

We’ll send the payment to their ANZ account straight away, and send them a text to let them know.

If the person you’re paying doesn't have goMoney

If the person you're paying isn't registered for Pay to Mobile in the ANZ goMoney app, or not registered for goMoney, we’ll send them a text to let them know you’ve sent them a payment, and a link to visit the ANZ Claiming a Payment website. Once they’ve entered their mobile number, payment amount, name, account number and OnlineCode (this is a secure one-off code that will be text to their mobile once they've entered the mobile number and amount of the payment), we’ll send the money to their account. If the payment isn’t collected within seven days it will simply be returned to your account. Until ANZ processes the Pay to Mobile payment, the funds belong to the person making the payment. ANZ may cancel the authority for a Pay to Mobile payment recipient to claim a payment at any time prior to it being claimed and processed.

Scams and Fraud Guide

We’re committed to keeping you and your banking safe, and you have a role to play too. Working together, we can keep you even safer. However you choose to bank, find out how to keep safe.

Scams and Fraud Guide