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A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.
AirpointsTM Programme and Airpoints for Business Programme terms and conditions apply. Visit airnewzealand.co.nz for details.
Interest rates are subject to change.
ANZ Visa Business Conditions of Use apply to the use of the Card, a copy of which, along with details of fees, is available by calling 0800 269 249, at any branch or on our website under Terms and Conditions.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.
Eligible purchases do not include cash advances, balance transfers, interest, fees, government charges including tax payments and child support payments, the purchase of cash substitutes (such as travellers cheques), gambling transactions, transactions resulting from returned purchases or disputed transactions.Back to top
For the first $25,000 spend per annum after which earn rates is 1 Airpoints Dollar per $75 of spend. To get the higher Airpoints Dollar earn rate purchases must be made direct from Air New Zealand via airnz.co.nz or the Air New Zealand Contact Centre. See the ANZ Airpoints Visa Guide (PDF 574kB) for more information.Back to top
Eligible purchases do not include cash advances, balance transfers and the purchase of cash substitutes (such as travellers cheques), gambling transactions, or business related expenditure.Back to top
Minimum spend of $5,000 per year is required to qualify for a CashBack Reward. The CashBack Reward is calculated with two earning tiers in place - 0.5% for Annual Spend $5,000-$9,999; 1% for Annual Spend $10,000+. The CashBack Reward will be automatically paid to your credit card account 12 months after the first purchase is made on your card account. For further details, please refer to section 26 of the ANZ Visa Business Conditions of Use within the ANZ Visa Business Credit Card Guide.Back to top
Extended Warranty cover is provided by American Home Assurance Company (New Zealand branch) (AHAC), a member of American International Group, Inc. Terms, conditions and exclusions apply, for full details please refer to ANZ Visa Business Credit Card Guide - Conditions of Use in Section 27.Back to top
Liability Waiver Insurance is brokered by JLT Specialty Ltd and underwritten by Lloyds of London. Terms, conditions and exclusions apply. For details, including how to make a claim, refer to the Visa Business Credit Card Guide - Conditions of Use in Section 28.Back to top
Package details are subject to change. Lending criteria, terms and conditions and fees apply to all lending facilities.Back to top
Balance transfer offer: Balance transfers can be made from most non-ANZ Visa or Mastercards (ASB, Bank Direct, BNZ, KiwiBank, TSB or Westpac), American Express, GE CreditLine, Q Card and Farmers Card. Full details are contained in the ANZ Credit Card Conditions of Use available from anz.co.nz or any branch. After 12 months our standard purchase interest rate will apply to any remaining balance transfer amount. Standard interest rates for ANZ Low Rate Visa (currently on purchases and on cash advances) apply to new transactions and repayments will generally be applied to balance transfer amounts before new purchases.Back to top
Eligibility, lending criteria, terms, conditions and fees apply. Details are subject to change.Back to top