ANZ Flexible Home Loan

Flexible access to credit

Put all your available money into this all-in-one home loan and transaction account. You could reduce your interest costs and may pay off your loan sooner.                    

Interest rates are subject to change.

Interest rate loading product dataRates
Features Benefits
Loan type Flexible Rate
Maximum loan term No set term
Maximum loan (% property value) Up to 95% 1, 2
Repayment frequency No set frequency 3
Increased repayments N/A
Extra lump sum payments Yes, free of charge
Loan top-ups Yes (on application)
Interest only option N/A
Monthly fees $12.50
Approval fee Up to $500 for owner occupied property. Up to 1% of the loan amount for all other lending.
Available in conjunction with
any ANZ Home Loans


1 The maximum amount you can borrow depends on the property's location, the property type, the home loan type and other ANZ lending criteria.
2 A low equity premium may apply where a loan amounts to over 85% of the property's value. A registered valuer's report will also be required for lending over 80% of the property's value.

3 You must pay enough to cover the monthly interest and loan administration fee, and your salary must be direct credited to your ANZ Flexible Account.

ANZ lending criteria, terms and conditions and fees apply to all loans. Interest Rates are subject to change.

View all Rates Fees and Agreements on the full website or in any branch.


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