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Go account

Great if you like to bank electronically and want to save on fees.

  • No monthly account fee
  • No transaction fees when you bank electronically

Benefits

Save on fees

Do all your banking electronically (e.g. Visa Debit, ATMs, ANZ goMoney) and pay no transaction or monthly account fees.

Convenient online banking

Stay on top of your money through the ANZ goMoney app, and ANZ Internet Bankingdisclaimer. 

The important numbers

ANZ Freedom Account fees

Monthly account fee

$0

Automated transaction feedisclaimer

$0

Manual transaction feedisclaimer (cheques and staff-assisted transactions)

$3 per transaction

ANZ Visa Debit card annual feedisclaimer

$10

COVID-19 latest updates

Due to the impact of COVID-19, we have temporarily stopped some non-essential services including account opening for new customers. If you’re an existing customer, you can still open additional accounts.

How to apply

Open your new account online, via ANZ Internet Banking or ANZ goMoney.

We will open your ANZ account in the next few days.

Open onlineOpen via Internet Banking

Other ways to apply:

  • Call us on 0800 269 296 6am to 12 midnight (NZDT), 7 days a week. International: +64 4 470 3142 (toll charges apply).
  • Visit a branch

Due to the impact of COVID-19, we have temporarily stopped some non-essential services including account opening for new customers. We apologise for any inconvenience.

Works great with

ANZ goMoney

Banking on the go

Bank anywhere, anytime with New Zealand's favourite banking app.

Serious Saver account

Designed to help you save

Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.

ANZ Overdraft

Want access to extra funds when you need them?

With an ANZ Overdraftdisclaimer on your everyday account you can borrow up to your agreed overdraft limit anytime - and you'll only pay interest when you use it.

Lending criteria, terms, conditions and fees apply.

We'll help you figure things out

Tips and guides

Savings tips

Setting a budget

Helping kids learn about money
 

Tools and calculators

Find a bank account

Calculate how much you may need to regularly save to reach your goal

Calculate how much your savings could grow over time
 

Help and support 

See all help and support articles

Important information

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), and ANZ Electronic Banking Conditions (PDF 129kB).

Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

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Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online. 

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Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.

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Must be 13 years or over to apply for an ANZ Visa Debit card.

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All overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.

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