Join the KiwiSaver scheme others look up to
Save on fees
Do all your banking electronically (e.g. Visa Debit, ATMs, ANZ goMoney) and pay no transaction or monthly account fees.
Convenient online banking
Stay on top of your money through the ANZ goMoney app, and ANZ Internet Bankingdisclaimer.
The important numbers
Monthly account fee | $0 |
Automated transaction feedisclaimer | $0 |
Manual transaction feedisclaimer (cheques and staff-assisted transactions) | $3 per transaction |
ANZ Visa Debit card annual feedisclaimer | $10 |
Works great with
ANZ goMoney
Banking on the go
Bank anywhere, anytime with New Zealand's favourite banking app.
Serious Saver account
Designed to help you save
Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.
ANZ Overdraft
Want access to extra funds when you need them?
With an ANZ Overdraftdisclaimer on your everyday account you can borrow up to your agreed overdraft limit anytime - and you'll only pay interest when you use it.
Lending criteria, terms, conditions and fees apply.
We'll help you figure things out
Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), and ANZ Electronic Banking Conditions (PDF 129kB).
Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.
Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.
ReturnAutomated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online.
ReturnManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.
ReturnMust be 13 years or over to apply for an ANZ Visa Debit card.
ReturnAll overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.
Return