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Go account

Save on fees with your Go account when you bank electronically (debit cards, ATMs and online banking)

  • No monthly account fee
  • No transaction fees when you bank electronically



Save on fees

Do all your banking electronically (e.g. Visa Debit, ATMs, ANZ goMoney) and pay no transaction or monthly account fees.

Convenient online banking

Stay on top of your money through the ANZ goMoney app, and ANZ Internet Bankingdisclaimer

The important numbers

ANZ Freedom Account fees

Monthly account fee


Automated transaction feedisclaimer


Manual transaction feedisclaimer (staff-assisted transactions)

$3 per transaction

ANZ Visa Debit card annual feedisclaimer

(waived for the first 12 months for new
Visa Debit cards)

How to apply

Works great with

ANZ goMoney

Banking on the go

Bank anywhere, anytime with New Zealand's favourite banking app.

Serious Saver account

Designed to help you save

Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.

ANZ Overdraft

Want access to extra funds when you need them?

With an ANZ Overdraftdisclaimer on your everyday account you can borrow up to your agreed overdraft limit anytime - and you'll only pay interest when you use it.

Lending criteria, terms, conditions and fees apply.

We'll help you figure things out

Tips and guides

Savings tips

Setting a budget

Helping kids learn about money

Help and support 

See all help and support articles

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166kB)ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), and ANZ Electronic Banking Conditions (PDF 129kB).

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.


Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.


Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online. 


Manual transactions include transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.


Must be 13 years or over to apply for an ANZ Visa Debit card.


All overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.