skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Go account

Great if you like to bank electronically and want to save on fees.

  • No monthly account fee
  • No transaction fees when you bank electronically

Open online


Save on fees

Do all your banking electronically (e.g. Visa Debit, ATMs, ANZ goMoney) and pay no transaction or monthly account fees.

Convenient online banking

Stay on top of your money through the ANZ goMoney app, and ANZ Internet Bankingdisclaimer

The important numbers

ANZ Freedom Account fees

Monthly account fee


Automated transaction feedisclaimer


Manual transaction feedisclaimer (cheques and staff-assisted transactions)

$3 per transaction

ANZ Visa Debit card annual feedisclaimer


Want access to extra funds when you need them?

Apply for an ANZ Overdraft

With an ANZ Overdraftdisclaimer on your everyday account you can borrow up to your agreed overdraft limit anytime - and you'll only pay interest when you use it. Lending criteria, terms, conditions and fees apply.


Learn more about ANZ Overdrafts

How to apply

New to ANZ 

Apply for your new account online - it's easy to join us

  1. Apply online - use our simple online form, it takes 5 minutes.
  2. We’ll contact you - we'll arrange a time with you to visit an ANZ branch to confirm your identity.
  3. Visit a branch - we'll confirm your identity and setup your ANZ Internet Banking, goMoney and anything else you need.

Existing customers

Open your new account via ANZ Internet Banking

We will open your ANZ account in the next few days.

Open via Internet Banking

Or open via our online form

Open online 

Other ways to apply

Call us on 0800 269 296

6am to 12 midnight (NZDT), 7 days a week.

International: +64 4 470 3142 (toll charges apply).

Or visit a branch

Find an ANZ branch

Works great with

ANZ goMoney

Banking on the go

Bank anywhere, anytime with New Zealand's favourite banking app.


Serious Saver account

Designed to help you save

Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.

We'll help you figure things out

Tips and guides

Savings tips

Setting a budget

Helping kids learn about money

Help and support 

See all help and support articles

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 100kB)ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB), and ANZ Electronic Banking Conditions (PDF 94kB).

Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

Back to top

Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online. 

Back to top

Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.

Back to top

Must be 13 years or over to apply for an ANZ Visa Debit card.

Back to top

All overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.

Back to top