Go Account

Fees^*

Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.
Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking.

Overdraft

An overdraft is a simple way to make sure you've always got access to extra funds if you need them. And unlike a loan, there are no minimum monthly repayments, so you always have control. It's the ideal safety net for your account.

If you have an ANZ Overdraft^ on your Go account, the following fee and interest rate applies.

Consumer Overdraft Base Rate

Interest Rate^~
(View current rates)

^~The interest rate for a personal overdraft is made up of the Consumer Overdraft Base Rate plus a margin.
Margin is based on ANZ's lending and eligibility criteria and will be advised on application. Please see our rates, fees and agreements section, call 0800 269 296 or visit any ANZ branch for further information.

Go works best when you only make electronic transactions. To make the most of your account, register for ANZ Internet Banking and goMoney. These channels save you time by enabling you to bank anywhere, anytime electronically.

Bank electronically and avoid bank fees

Make all your transactions electronically and pay no transaction fees - this includes using ANZ Internet Banking, goMoney, Eftpos or Visa Debit, ATMs and Phone Banking. Avoid writing cheques or making transactions through our contact centre or branch and pay no manual transaction fees.

Online statements

You’ll receive your Go statement online each month through Internet Banking, where you can view and print up to seven years of statements.

If you’d prefer to receive paper statements, talk to us today on 
0800 269 296.

Visa Debit card

An ANZ Visa Debit card is like an EFTPOS card, only better as you can use it anywhere Visa is accepted – online, over the phone, overseas and in stores. 

Enjoy the convenience of contactless and mobile payments – simply  tap your Visa Debit card on a contactless terminal, or add your card to Apple Pay⁺ or goMoney Wallet⁺⁺ on your compatible device and use it anywhere you can tap and pay.

Find out more about ANZ Visa Debit

MyPhoto card

Personalise your ANZ Visa Debit card. With MyPhoto card^{^^} you can select the image of your choice for the front of your ANZ Visa Debit card at no extra charge.

Find out more about MyPhoto card or start designing your card now.