If you like to do your banking electronically but you don’t like paying bank fees, Go is the perfect account to keep your money running smoothly.

Go is ideal if you: 

  • Bank mainly using electronic channels (e.g. ANZ Internet Banking, goMoney or EFTPOS)
  • Don’t plan to make transactions using cheques, or through our contact centre or branches.

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Monthly Account fee
Automated transaction fee
Manual transaction fee
$3 per transaction
Visa Debit card fee**
$10 p.a.

Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.
Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking.


An overdraft is a simple way to make sure you've always got access to extra funds if you need them. And unlike a loan, there are no minimum monthly repayments, so you always have control. It's the ideal safety net for your account.

If you have an ANZ Overdraft^ on your Go account, the following fee and interest rate applies.

Monthly Overdraft Management fee
Consumer Overdraft Base Rate
Interest Rate~
loading product data(View current rates)

~The interest rate for a personal overdraft is made up of the Consumer Overdraft Base Rate plus a margin.
Margin is based on ANZ's lending and eligibility criteria and will be advised on application. Please see our rates, fees and agreements section, call 0800 269 296 or visit any ANZ branch for further information.

Go works best when you only make electronic transactions. To make the most of your account, register for ANZ Internet Banking and goMoney. These channels save you time by enabling you to bank anywhere, anytime electronically.

Bank electronically and avoid bank fees

Make all your transactions electronically and pay no transaction fees - this includes using ANZ Internet Banking, goMoney, Eftpos or Visa Debit, ATMs and Phone Banking. Avoid writing cheques or making transactions through our contact centre or branch and pay no manual transaction fees.

Online statements

You’ll receive your Go statement online each month through Internet Banking, where you can view and print up to seven years of statements.

If you’d prefer to receive paper statements, talk to us today on 
0800 269 296.

Visa Debit card

An ANZ Visa Debit card is like an EFTPOS card, only better as you can use it anywhere Visa is accepted – online, over the phone, overseas and in stores. 

Enjoy the convenience of contactless and mobile payments – simply  tap your Visa Debit card on a contactless terminal, or add your card to Apple Pay+ or goMoney Wallet++ on your compatible device and use it anywhere you can tap and pay.

Find out more about ANZ Visa Debit

MyPhoto card

Personalise your ANZ Visa Debit card. With MyPhoto card^^ you can select the image of your choice for the front of your ANZ Visa Debit card at no extra charge.

Find out more about MyPhoto card or start designing your card now.

What's your next step?

Apply Online
Open a Go account
Keep your money running smoothly by opening an account online today.
Call Us
Call 0800 269 296
Visit an ANZ branch
Find your nearest ANZ branch


*Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms & Conditions and Fees & Charges.  

**Must be 13 years or over to apply for an ANZ Visa Debit card.   

^ANZ lending criteria and Overdraft Management fees apply to overdrafts.

^^Image criteria apply.

+ Terms and conditions apply to Apple Pay, see our Apple Pay website for more information. Apple Pay is a trademark of Apple Inc., registered in the U.S and other countries. 
++ Android™ and Google Play are registered trademarks of Google Inc. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. ANZ goMoney Wallet is available on selected Android smartphones. See our goMoney Wallet website for more information.

A copy of our Reserve Bank Disclosure Statement is available on this website or on request from any ANZ branch, free of charge. This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on  0800 269 296

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