It’s easy to join ANZ
Go account
Great if you like to bank electronically and want to save on fees.
- No monthly account fee
- No transaction fees when you bank electronically

Save on fees
Do all your banking electronically (e.g. Visa Debit, ATMs, ANZ goMoney) and pay no transaction or monthly account fees.
Convenient online banking
Stay on top of your money through the ANZ goMoney app, and ANZ Internet Bankingdisclaimer.
Monthly account fee | $0 |
Automated transaction feedisclaimer | $0 |
Manual transaction feedisclaimer (cheques and staff-assisted transactions) | $3 per transaction |
ANZ Visa Debit card annual feedisclaimer | $10 |
Want access to extra funds when you need them?
Apply for an ANZ Overdraft
With an ANZ Overdraftdisclaimer on your everyday account you can borrow up to your agreed overdraft limit anytime - and you'll only pay interest when you use it. Lending criteria, terms, conditions and fees apply.
New to ANZ
Apply for your new account online - it's easy to join us
- Apply online - use our simple online form, it takes 5 minutes.
- We’ll contact you - we'll arrange a time with you to visit an ANZ branch to confirm your identity.
- Visit a branch - we'll confirm your identity and setup your ANZ Internet Banking, goMoney and anything else you need.
Existing customers
Open your new account via ANZ Internet Banking
We will open your ANZ account in the next few days.
Or open via our online form
Other ways to apply
Call us on 0800 269 296
6am to 12 midnight (NZDT), 7 days a week.
International: +64 4 470 3142 (toll charges apply).
Or visit a branch
ANZ goMoney
Banking on the go
Bank anywhere, anytime with New Zealand's favourite banking app.
Serious Saver account
Designed to help you save
Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.
Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 100kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 132kB), and ANZ Electronic Banking Conditions (PDF 94kB).
Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.
Back to topAutomated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking.
Back to topManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.
Back to topMust be 13 years or over to apply for an ANZ Visa Debit card.
Back to topAll overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.
Back to top