ANZ Jumpstart account for students and under 21s

The account that could help you stay on top of your money if you’re under 21 or studying full-time.


Three ANZ Visa Debit cards with personalised images

Personalise your Visa Debit card

Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun - just choose one of our gallery images or upload your own photo, .

Are you 21 or over and studying?

You'll just need to provide us with proof you are studying full-time so you can enjoy the benefits of Jumpstart until you finish.

Account fees


Monthly account fee


Transaction fees, 


ANZ Visa Debit card annual fee,


(when linked to an ANZ Freedom or ANZ Jumpstart account. And, for the first 12 months for new Visa Debit cards linked to an ANZ Go account)

How to apply

From overseas: +64 4 470 3142

Bank on the go

With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home.

More benefits when you turn 18

We'll help you figure things out

Financial wellbeing

Financial wellbeing isn’t one-size-fits all. When it comes to money, your journey could be entirely different to the next person’s. Check out our guides - from starting a budget, to setting a savings goal.

ANZ Serious Saver account

Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.

Savings calculators

Important information

Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166KB)ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 129KB).

If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.