ANZ Jumpstart account for students and under 21s
The account that could help you stay on top of your money if you’re under 21 or studying full-time.
Benefits
No monthly account or transaction fees
Bank the way you want to, when you want, as often as you want with no monthly account or transaction fees.
Free Visa Debit card
Enjoy the convenience of making contactless payments, getting cash at ATMs, and shopping online or overseas anywhere Visa is accepted. You must be aged 13+ to apply for an ANZ Visa Debit card.
More benefits when you turn 18
You can apply for an overdraft, personal credit card or personal loan, with special benefits for Jumpstart account holders. Lending criteria, terms, conditions, and fees apply.
Easy, convenient banking
With ANZ’s goMoney mobile app—, Apple Pay—, Google Pay™—, Pay to Mobile— and more, you can do all your banking and shopping on your smartphone - so you can keep on moving.
Personalise your Visa Debit card
Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun - just choose one of our gallery images or upload your own photo—, —.
Are you 21 or over and studying?
You'll just need to provide us with proof you are studying full-time so you can enjoy the benefits of Jumpstart until you finish.
Account fees
Fee | |
|---|---|
Monthly account fee | $0 |
Transaction fees—, — | $0 |
ANZ Visa Debit card annual fee—, — | $0 (when linked to an ANZ Freedom or ANZ Jumpstart account. And, for the first 12 months for new Visa Debit cards linked to an ANZ Go account) |
Apply using our online form
How to apply
Apply online
Apply for an ANZ Jumpstart account.
Call us
7 days a week, 6am - midnight
From overseas: +64 4 470 3142
Visit us
Find your local branch and make an appointment to visit us.
Bank on the go
With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home—.
More benefits when you turn 18
Interest-free overdraft
Get access to extra cash if you ever need it. You can apply for an interest-free overdraft of up to $2,000—. Lending criteria, terms, conditions, and fees apply.
An ANZ credit card
Enjoy the convenience of an ANZ credit card. Plus, if you’re studying full-time you can apply for an ANZ credit card with no annual card fee for the first year (limit one per customer). Lending criteria, terms, conditions, and fees apply.
An ANZ Personal Loan
A Personal Loan could be a way to get the things you need. You can apply for a Personal Loan of $1,000 or more. Plus, if you’re studying full-time you’ll pay no application fee for new and top up loans (saving you $115). Lending criteria, terms, conditions, and fees apply.
We'll help you figure things out
Financial wellbeing
Financial wellbeing isn’t one-size-fits all. When it comes to money, your journey could be entirely different to the next person’s. Check out our guides - from starting a budget, to setting a savings goal.
ANZ Serious Saver account
Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.
Savings calculators
Reach your savings goal
Calculate how much you may need to regularly save to reach your goal.
Grow your long term savings
Calculate how much your savings could grow over time.
Calculate your returns
Calculate how much interest you could earn from a term deposit.
Important information
Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 129KB).
If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.
Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.