ANZ Jumpstart account for students and under 21s
The account that could help you stay on top of your money if you’re under 21 or studying full-time.
Join ANZ the fast way using your phone
Joining ANZ has never been easier. Download the ANZ goMoney mobile app today and you can do it straight from your phone. You won't even need to visit a branch - now that's the fast way.
Benefits
Free Visa Debit card
Enjoy the convenience of making contactless payments, getting cash at ATMs, and shopping online or overseas anywhere Visa is accepted. You must be aged 13+ to apply for an ANZ Visa Debit card.
More benefits when you turn 18
You can apply for an overdraft, personal credit card or personal loan, with special benefits for Jumpstart account holders. Lending criteria, terms, conditions, and fees apply.
Easy, convenient banking
With ANZ’s goMoney mobile app—, Apple Pay—, Google Pay™—, Pay to Mobile— and more, you can do all your banking and shopping on your smartphone - so you can keep on moving.
No monthly account or transaction fees
Bank the way you want to, when you want, as often as you want with no monthly account or transaction fees.
Pay to Mobile
Use ANZ goMoney to pay anyone with a New Zealand bank account using just their mobile number.
Personalise your Visa Debit card
Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun - just choose one of our gallery images or upload your own photo— —.
Are you 21 or over and studying?
You'll just need to provide us with proof you are studying full-time so you can enjoy the benefits of Jumpstart until you finish.
Account fees
Fee | |
|---|---|
Monthly account fee | $0 |
Transaction fees—, — | $0 |
ANZ Visa Debit card annual fee— | $0 |
Join ANZ with a Jumpstart account
Join the fast way using the ANZ goMoney app
Join using goMoney if you live in New Zealand, are 18+, hold a current New Zealand passport or driver licence and have a compatible mobile device.
You’ll need to take a photo of your ID and a selfie video on your phone to confirm your identity. You won’t need to visit a branch - we’ll just give you a quick call to complete your registration.
If you’re aged 21+, joining via goMoney will automatically open a Go account for you. If you’re studying full time and want to apply for a Jumpstart account instead, please use our online form.
Apply online, plus a visit to a branch
Apply for a Jumpstart account using our online form (you must be 13 years or older).
Complete your application, and then we’ll be in touch to organise a visit to a branch to confirm your identity.
Apply by calling us, plus a visit to a branch
During the call, our team will make a time for you to visit a branch to confirm your identity.
7 days a week, 7.30am - 9pm.
From overseas: +64 4 470 3142
Eligibility criteria and terms and conditions apply. See important information below.
How existing customers can apply
Apply using the ANZ goMoney app
If you have goMoney, go to the ‘Apply & Open’ section and follow the easy steps to open a Jumpstart account.
If you don’t have goMoney yet, you can download it now. Eligibility criteria and terms and conditions apply, see important information below.
Apply online
Apply for a Jumpstart account using your ANZ Internet Banking or our online form.
Call us
7 days a week, 7.30am - 9pm
From overseas: +64 4 470 3142
Bank on the go
With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home—.
More benefits when you turn 18
Interest-free overdraft
Get access to extra cash if you ever need it. You can apply for an interest-free overdraft of up to $2,000—. Lending criteria, terms, conditions, and fees apply.
An ANZ credit card
Enjoy the convenience of an ANZ credit card. Plus, if you’re studying full-time you can apply for an ANZ credit card with no annual card fee for the first year (limit one per customer). Lending criteria, terms, conditions, and fees apply.
An ANZ Personal Loan
A Personal Loan could be a way to get the things you need. You can apply for a Personal Loan of $1,000 or more. Plus, pay no application fee for new and top up loans. Lending criteria, terms and conditions apply.
We'll help you figure things out
Financial wellbeing
Financial wellbeing isn’t one-size-fits all. When it comes to money, your journey could be entirely different to the next person’s. Check out our guides - from starting a budget, to setting a savings goal.
ANZ Serious Saver account
Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month. Full details of the terms and conditions are available.
Savings calculators
Reach your savings goal
Calculate how much you may need to save regularly to reach your goal.
Grow your long term savings
Calculate how much your savings could grow over time.
Calculate your returns
Calculate how much interest you could earn from a term deposit.
Important information
Our eligibility criteria apply. Interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 129KB).
If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.
Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.