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ANZ Jumpstart account for students and under 21s

The account that could help you stay on top of your money if you’re under 21 or studying full-time.

Benefits

No monthly account fees, no transaction fees, free ANZ Visa Debit card

Bank when you want, as often as you want, with no monthly account or transaction fees. Enjoy the convenience of contactless payments, getting cash at ATMs, and shopping online or overseas anywhere your free ANZ Visa Debit card is accepted. You must be aged 13+ to apply for an ANZ Visa Debit card.

More benefits when you turn 18

You can apply for an overdraft, personal credit card or personal loan, with special benefits for Jumpstart account holders. Lending criteria, terms and fees apply.

We can help you switch

We’ll open your new accounts—, and work with your current bank to transfer your balances and existing payments. We’ll also set you up with goMoney and Internet Banking—, and close your old accounts—, all usually within 14 days. If you’d like to start the switching process, call us on 0800 269 296 or visit any ANZ branch.

Are you 21 or over and studying?

If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ credit card, not an overdraft or personal loan. 

You'll also need to provide us with proof you are studying full-time so you can enjoy the benefits of Jumpstart until you finish.

Apply using our online form

Apply online for an ANZ Jumpstart account

Join ANZ with a Jumpstart account

Join the fast way using our goMoney app

Join using goMoney— if you’re 13+, live in New Zealand, have a compatible mobile device, and hold a current New Zealand passport or driver licence.

You’ll need to take a photo of your ID and a selfie video on your phone to confirm your identity. In most cases, you won’t need to visit a branch but we may give you a quick call to complete your registration.

If you’re aged 21+, joining via goMoney will automatically open a Go account for you. If you’re studying full time and want to apply for a Jumpstart account instead, please use our online form.

Join online, plus a visit to a branch

Apply for a Jumpstart account using our online form (you must be 13 years or older).

Complete your application, and then we’ll be in touch to organise a visit to a branch to confirm your identity. 

Apply now

Apply by calling us, plus a visit to a branch

During the call, our team will make a time for you to visit a branch to confirm your identity.

Monday to Friday, 8am - 8pm
Saturday and Sunday, 8am - 6pm

From overseas: +64 4 470 3142

Eligibility criteria and terms and conditions apply. See important information below.

How existing customers can apply

Apply using our goMoney app

If you have goMoney—, go to the Apply menu and follow the easy steps to open a Jumpstart account.

If you don’t have goMoney yet, simply search for ‘ANZ goMoney New Zealand’ in the App Store or Google Play Store and install on your mobile device.

Apply online

Apply for a Jumpstart account using Internet Banking— or our online form.

Call us

Monday to Friday, 8am - 8pm
Saturday and Sunday, 8am - 6pm

0800 269 296

From overseas: +64 4 470 3142

Eligibility criteria and terms and conditions apply. See important information below.

Bank on the go

With the ANZ goMoney mobile app—, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home.

Read about goMoney

Pay to Mobile

Use goMoney to pay another ANZ customer who is registered for Pay to Mobile using just their mobile phone number—.

Learn more about Pay to Mobile

Personalise your Visa Debit card

Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun – just choose one of our gallery images or upload your own photo—.

You must be 13 years or over to apply for an ANZ Visa Debit card.

Learn more about MyPhoto card

More benefits when you turn 18

Interest-free overdraft

Get access to extra cash if you ever need it. If you’re a New Zealand citizen or permanent resident, you can apply for an interest-free overdraft of up to $2,000—. Overdrafts are not available for international students.

 

ANZ overdrafts

An ANZ credit card

Enjoy the convenience of an ANZ credit card. Plus, if you’re studying full-time you can apply for an ANZ credit card with no annual card fee for the first year (limit one per customer). If you’re an international student, you’ll need to have at least six months remaining on your student visa.

ANZ credit cards

An ANZ Personal Loan

A Personal Loan could be a way to get the things you need. If you’re a New Zealand citizen or permanent resident, you can apply for a Personal Loan of $1,000 or more. Personal Loans are not available for international students.

ANZ Personal Loans

We'll help you figure things out

Financial wellbeing

Financial wellbeing means managing your spending, saving and any debts so you can enjoy life today and live well in the future. 

Check out our articles, guides and tools – from starting with microsavings to planning your spend with our budget calculator.

Financial wellbeing

ANZ Serious Saver account

Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month. Full details of the terms and conditions are available.

ANZ Serious Saver account

Savings calculators

Reach your savings goal

Calculate how much you may need to save regularly to reach your goal.

Savings goal calculator

Grow your long-term savings

Calculate how much your savings could grow over time.

Long-term savings calculator

Calculate your returns

Calculate how much interest you could earn from a term deposit.

Term deposit calculator

Important information

Our eligibility criteria apply. Interest rates and fees are subject to change. Non-standard fees may apply. Please see our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 159KB), and ANZ Electronic Banking Conditions (PDF 138KB).

If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ credit card.

This is for information purposes only. Please talk to us if you need financial advice about a product or service. See our financial advice provider statement (PDF 39.8KB) for more information.