Join the hard-working ANZ KiwiSaver Scheme.
No account or transaction fees
Bank the way you want to, when you want, as often as you want with no monthly account or transaction feesdisclaimerdisclaimer
Easy, convenient banking
With ANZ’s goMoney mobile appdisclaimer, Apple Paydisclaimer, Pay to Mobiledisclaimer and more, you can do all your banking and shopping on your smartphone - so you can keep on moving.
Personalise your Visa Debit card
Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun - just choose one of our gallery images or upload your own photodisclaimerdisclaimer - plus you’ll pay no annual card fee.
More benefits when you turn 18
Interest-free overdraft
Get access to extra cash if you ever need it. You can apply for an interest-free overdraft of up to $2,000disclaimer. Lending criteria, terms, conditions, and fees apply.
An ANZ credit card
Enjoy the convenience of an ANZ credit card. Plus, if you’re studying full-time you can apply for an ANZ credit card with no annual card fee for the first year (limit one per customer). Lending criteria, terms, conditions, and fees apply.
An ANZ Personal Loan
A Personal Loan can be an effective way to get the things you need. You can apply for a Personal Loan of $1,000 or more. Plus, if you’re studying full-time you’ll pay no application fee for new and top up loans (saving you $115). Lending criteria, terms, conditions, and fees apply.
Are you 21 or over and studying?
You'll just need to provide us with proof you are studying full-time so you can enjoy the benefits of Jumpstart until you finish.
Monthly account fee | $0 |
Transaction feesdisclaimer,disclaimer | $0 |
ANZ Visa Debit card annual fee disclaimer disclaimer | $0 (when linked to an ANZ Jumpstart or ANZ Freedom account)
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Open your new account online, via ANZ Internet Banking or ANZ goMoney.
We will open your account in the next few days, or contact you if we need anything more from you.
Other ways to apply:
- Call us on 0800 269 296 6am to 12 midnight (NZDT), 7 days a week. International: +64 4 470 3142 (toll charges apply).
- Visit a branch
Apply for your new account online - it's easy to join us.
Once you have completed your application we will arrange a time with you to visit an ANZ branch to confirm your identity before opening your account.
Other ways to apply:
- Call us on 0800 269 296 6am to 12 midnight (NZDT), 7 days a week. International: +64 4 470 3142 (toll charges apply).
- Visit a branch
ANZ Serious Saver
Your savings are precious – so make them work harder with an ANZ Serious Saver account. Get rewarded for saving with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month.
Ten tips for healthy finances
Here are our top ten tips for helping you stay on top of your money.
Setting a budget
One of the best ways to take control of your money and plan for your financial future is to work out a budget.
Saving tips
We've put together some helpful tips to help you make savings part of your daily routine.
We'll help you figure things out
Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), and ANZ Electronic Banking Conditions (PDF 129kB).
If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.
Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, Phone Banking, and ANZ Direct Online.
Back to topManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Balances and basic account enquiries at a branch are free. We process any deposits received through ANZ Fast Deposit Boxes as staff-assisted, manual transactions.
Back to topMust be 13 years or over to apply for an ANZ Visa Debit card.
Back to topThe Visa Debit annual card fee of $10 is waived if the card is linked to an ANZ Jumpstart or ANZ Freedom account.
Back to topRegistration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.
Back to topApple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Terms and conditions apply to Apple Pay, see Apple Pay for more information.
Back to topTerms and Conditions apply to Voice ID and Pay to Mobile. See our Electronic Banking Conditions (PDF 129kB) for more information.
Back to topThere are some restrictions around which image you may upload if you don't choose one of our gallery images. See our full Image Criteria.
Back to topStudent allowance/government loan and/or other income must be direct credited to an ANZ account.
Back to top