ANZ Jumpstart account for students and under 21s

The account that could help you stay on top of your money if you’re under 21 or studying full-time.

Kiwi wearing a cheetah onesie using the ANZ goMoney app

Join ANZ the fast way using your phone

Joining ANZ has never been easier. Download the ANZ goMoney mobile app today and you can do it straight from your phone. You won't even need to visit a branch - now that's the fast way.


No monthly account or transaction fees

Bank the way you want to, when you want, as often as you want with no monthly account or transaction fees.

Pay to Mobile

Use ANZ goMoney to pay anyone with a New Zealand bank account using just their mobile number.

Personalise your Visa Debit card

Stand out from the crowd with an ANZ MyPhoto card. It’s easy, free to create and fun - just choose one of our gallery images or upload your own photo .

Are you 21 or over and studying?

You'll just need to provide us with proof you are studying full-time so you can enjoy the benefits of Jumpstart until you finish.

Account fees


Monthly account fee


Transaction fees, 


ANZ Visa Debit card annual fee


Join ANZ with a Jumpstart account

From overseas: +64 4 470 3142

Eligibility criteria and terms and conditions apply. See important information below.

How existing customers can apply

From overseas: +64 4 470 3142

Bank on the go

With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home.

More benefits when you turn 18

We'll help you figure things out

Financial wellbeing

Financial wellbeing isn’t one-size-fits all. When it comes to money, your journey could be entirely different to the next person’s. Check out our guides - from starting a budget, to setting a savings goal.

ANZ Serious Saver account

Get rewarded with Premium interest and grow your savings faster when you make no withdrawals and deposit at least $20 a month. Full details of the terms and conditions are available.

Savings calculators

Important information

Our eligibility criteria apply. Interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 166KB)ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 129KB).

If you're 21 or over and applying for Jumpstart, or applying for lending benefits only available to tertiary students, you must be enrolled at and provide proof of full time study at a government recognised tertiary institution or a NZQA approved language school. When applying for lending benefits you must have a minimum of 6 months remaining on your course. International students are only eligible to apply for an ANZ Credit Card.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.