Join the hard-working ANZ KiwiSaver Scheme.
Online account
Easy saving with online access anytime.
- Great for keeping your savings separate from everyday spending money
- Access your money online whenever you want to
- Simple and straightforward
Flat rate of interest
With a flat rate of interest it doesn't matter how often you access your money.
Easy online access
Access your money as often as you need to through ANZ goMoney, Internet Banking, Phone Bankingdisclaimerand branches.
Interest rate (applies to every dollar in your account)disclaimer | |
Monthly account fee | $0 |
Automated and manual deposit feedisclaimerdisclaimer | $0 |
Automated withdrawal feedisclaimer (one-off electronic payments) | $0 |
Manual withdrawal feedisclaimer (staff-assisted transactions) | $3 per transaction |
New to ANZ
Apply for your new account online - it's easy to join us
- Apply online - use our simple online form, it takes 5 minutes.
- We’ll contact you - we'll arrange a time with you to visit an ANZ branch to confirm your identity.
- Visit a branch - we'll confirm your identity and setup your ANZ Internet Banking, goMoney and anything else you need.
Existing customers
Open your new account via ANZ Internet Banking
We will open your ANZ account in the next few days.
Or open via our online form
Other ways to apply
Call us on 0800 269 296
6am to 12 midnight (NZT), 7 days a week.
International: +64 4 470 3142 (toll charges apply).
Or visit a branch
Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166kB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103kB), and ANZ Electronic Banking Conditions (PDF 129kB).
Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.
Back to topInterest for the ANZ Online account is calculated daily and paid on the last business day of each month. Interest for non-business days is calculated based on the balance as at the previous business day. All interest accrued is rounded to the nearest cent before payment. If interest accrued in a month is less than $0.005 (half a cent), it will be rounded to $0 and means you will receive no interest for that month.
Back to topAutomated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. EFTPOS, Visa Debit, ATM and mobile wallet transactions not permitted on the ANZ Online account.
Back to topManual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online. Cheque books not permitted on the ANZ Online account.
Back to top