ANZ Online account
Saving with online access anytime.
Benefits
No monthly account or deposit fees
Keep your savings separate from your everyday spending money with no monthly account fee. Plus, you can make automated or manual deposits for no fee.
Earn a flat rate of interest
With a flat rate of interest it doesn't matter how much you deposit, or how often you access your money.
No fee for electronic withdrawals
Manage your withdrawals electronically (e.g. ANZ goMoney or Internet Banking) and pay no transaction fees. A fee of $3 per transaction applies to manual transactions—.
Simple and easy to use
Set up an automatic payment and watch your savings grow. You can even name your account and add a picture in ANZ goMoney to help your motivation.
Account rates and fees
Rate or fee | |
|---|---|
Interest rate (applies to every dollar in your account)— | —% p.a. |
Monthly account fee | $0 |
Automated and manual deposit fee—, — | $0 |
Automated withdrawal fee— | $0 |
Manual withdrawal fee— | $3 per transaction |
Apply using our online form
How to apply
Apply online
Apply for an ANZ Online account.
Call us
7 days a week, 6am - midnight
From overseas: +64 4 470 3142
Visit us
Find your local branch and make an appointment to visit us.
Another option
Savings calculators
Reach your savings goal
Calculate how much you may need to regularly save to reach your goal.
Grow your long term savings
Calculate how much your savings could grow over time.
Calculate your returns
Calculate how much interest you could earn from a term deposit.
We'll help you figure things out
Financial wellbeing
Financial wellbeing isn’t one-size-fits all. When it comes to money, your journey could be entirely different to the next person’s. Check out our guides - from starting a budget, to setting a savings goal.
Helping kids learn about money
Teaching kids how money works and encouraging good savings habits will help set them up well for the future.
Bank on the go
With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home—.
Important information
Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and ANZ Electronic Banking Conditions (PDF 129KB).
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure