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ANZ Online account

Saving with online access anytime.

Benefits

No monthly account or deposit fees

Keep your savings separate from your everyday spending money with no monthly account fee. Plus, you can make automated or manual deposits for no fee.

Earn interest on every dollar

You’ll earn the same rate of interest on every dollar in your account, regardless of how much you deposit, or how often you access your money. 

No fee for electronic withdrawals

Manage your withdrawals electronically (e.g. ANZ goMoney or Internet Banking) and pay no transaction fees. A fee of $3 per transaction applies to manual transactions—.

Outward automatic payments and direct debits are not allowed with this account.

Simple and easy to use

Set up an automatic payment to your ANZ Online account and watch your savings grow. You can even name your account and add a picture in ANZ goMoney to help your motivation.

Account rates and fees

Rate or fee

Interest rate (applies to every dollar in your account)—

—% p.a.

Monthly account fee

$0

Automated and manual deposit fee—, —

$0

Automated withdrawal fee— 

$0

Manual withdrawal fee— 

$3 per transaction

Apply using our online form

Apply online for an ANZ Online account

How to apply

Apply online

Apply for an ANZ Online account.

Apply now

Call us

Monday to Friday, 8am - 8pm
Saturday and Sunday, 8am - 6pm

0800 269 296

From overseas: +64 4 470 3142

Visit us

Find your local branch and make an appointment to visit us.

Find a branch

Another option

ANZ PIE Fund – Call Option

If you have a 30% or higher income tax rate and a minimum $500 deposit, consider an ANZ PIE Fund – Call Option. It works like a savings account but could give you a higher after tax return. 

ANZ PIE Fund – Call Option

Savings calculators

Reach your savings goal

Calculate how much you may need to save regularly to reach your goal.

Savings goal calculator

Grow your long-term savings

Calculate how much your savings could grow over time.

Long-term savings calculator

Calculate your returns

Calculate how much interest you could earn from a term deposit.

Term deposit calculator

Savings articles

Four digital habits to help you save

Time to read: 2 minutes

Savings tips inspired by the good old days of cash. 

Four digital habits to help you save

Investing vs saving – how to find your fit

Time to read: 2 minutes

Getting comfortable with investing comes down to know-how.

Investing vs saving – how to find your fit

When it comes to saving, teamwork makes the dream work

Time to read: 2 minutes

Superpower your savings as a couple and watch your savings grow. 

When it comes to saving, teamwork makes the dream work

Bank on the go

With the ANZ goMoney mobile app, you’ve got your banking at your fingertips wherever you are – on the bus, at the beach or at home—.

ANZ goMoney mobile app

Important information

Our eligibility criteria apply. Fees and interest rates are subject to change. Non-standard fees may apply. Please use the following links for full details of our Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 126KB), and ANZ Electronic Banking Conditions (PDF 129KB).

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure