It’s easy to join ANZ
A copy of the General Terms and Conditions is available from any ANZ branch.
Breaking a term investment: Your funds are invested for a fixed term and there are access restrictions during the term of your investment. You can request an early withdrawal from your investment, but we don’t have to agree to let you withdraw your money early. Early withdrawals may be permitted if you give us 31 days’ notice or if you’re suffering from hardship, as reasonably determined by us. If you make an early withdrawal, we’ll reduce the return payable on the money you withdraw. The rate of return reduction is 3% per annum (your return will not go below 0%) on the amount you withdraw.
Cooling-off period: You have a seven calendar day ‘cooling-off’ period after we open or reinvest your ANZ PIE Fund term investment. During this time you can cancel, or change the term or amount of your investment. If you cancel your ANZ PIE Fund term investment during your cooling-off period, we won’t pay you any return you may have earned during that period. If you change the term or amount of your investment during your cooling-off period, a different rate of return may apply.