Join the hard-working ANZ KiwiSaver Scheme.
ANZ PIE Fund - Call Option
A tax-efficient investment savings option with easy access to your investments anytime (minimum investment $500).
Better after tax returns
If you have a 30% or 33% tax rate, the ANZ PIE Fund could give you a higher after tax return than an ANZ Online account because the ANZ PIE Fund has a maximum tax rate of 28%. Your return is calculated daily and paid out quarterly.
Access whenever you need
You can withdraw money from your Call Option any time you need. You can also make regular contributions to grow your investment . There are no entry, management or exit fees.
Rates are subject to change. Minimum investment $500.
Effective rate: For 30% and 33% taxpayers, the ANZ PIE Fund returns are taxed at 28%. The effective rate is the annualised rate you would need to earn if taxed at your income tax rate, to achieve the same after tax return as investing in the ANZ PIE Fund with a PIR of 28%.
Calculate my PIR rate
Check your PIR ('Prescribed Investor Rate') which is the tax rate that applies to any PIE product you hold (such as the ANZ PIE Fund).
Calculate my returns
Use our long term savings calculator fo find out how your investments can grow regardless of interest fluctuations in the market.
Understanding ANZ PIE Fund tax benefits
Find out more about how the ANZ PIE Fund works and how they could boost your after tax returns.
Saving tips
We've put together some helpful tips to help you make saving part of your daily routine.
Call us
0800 269 296
Weekdays 8am-8.30pm (NZDT)
Weekends 9am-5pm (NZDT)
International: +64 4 470 3142 (toll charges apply).
Visit a branch
Works great with
ANZ PIE Fund - Term Option
Higher after tax returns
An investment for a fixed rate of return for a length of term you choose and you may benefit by paying less tax.
Serious Saver
Designed to help you save
Get rewarded for saving with Premium interest to grow your savings faster – and you can access your money if you need to.
A copy of the General Terms and Conditions is available from any ANZ branch.
ANZ Investment Services (New Zealand) Limited is the issuer and manager of the ANZ PIE Fund. A copy of the ANZ PIE Fund terms and conditions (PDF 218kB) is available from any ANZ branch. Investments in the ANZ PIE Fund are not deposits in or liabilities of ANZ Bank New Zealand Limited, Australia and New Zealand Banking Group Limited or their subsidiaries (together “ANZ Group”). Neither ANZ Group nor The New Zealand Guardian Trust Company Limited (the "Trustee") stand behind or guarantee ANZ Investment Services (New Zealand) Limited. Investments are subject to investment risk, including possible delays in repayment, and loss of income and principal invested. Neither ANZ Group nor the Trustee will be liable to you for the capital value or performance of your investment.