Refinance your home loan to ANZ
Refinance your home loan to ANZ
If you decide to change your home loan to be with ANZ, we’re here to help. One of our Mobile Mortgage Managers can even come to you to explore your refinance options.
How we help you with switching
If you decide to move your home loan to ANZ, we'll work with you to make the process as simple and straightforward as possible.
We can help by:
- Opening your new account and setting up home loans.
- Setting you up with ways to bank, such as ANZ Internet Banking and ANZ goMoney.
- Liaising with your current bank on your behalf.
- Transferring your balance to your new accounts.
- Transferring any existing payments—, automatic payments, direct debits and bill payments to your new accounts for you.
- Closing your old accounts—.
- Contacting you when it's all done. This process can take up to 14 days to complete.
Explore our home loan rates
Rolling off an existing fixed rate? Taking out a new fixed home loan? You can lock in a fixed rate up to 60 days in advance.
To lock in a rate, you’ll need to complete a Reserve Rate Agreement. If you cancel or change your Reserve Rate Agreement you may incur a Non-utilisation Recovery—.
1 year fixed-rate special*
1 year fixed-rate special*
Rate is unavailable
Additional rates and terms available.
3 year fixed-rate special*
3 year fixed-rate special*
Rate is unavailable
Additional rates and terms available.
*Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts.
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
Our Home Loan Check In
No matter who you bank with, an ANZ Home Loan Coach can show you how we could offer better value with our Home Loan Check In.
The Home Loan Check In is free, there is no obligation, and it will only take about 15 minutes. Our coaches are happy to talk to you over the phone or in person, whatever suits you.
How to apply
From overseas: +64 4 470 3165
Calculators
Important information
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. Read more about our Rates, fees and agreements.
This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure