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Refinance your home loan to ANZ

If you decide to change your home loan to be with ANZ, we’re here to help. One of our Mobile Mortgage Managers can even come to you to explore your refinance options.

How we help you with switching

If you decide to move your home loan to ANZ, we'll work with you to make the process as simple and straightforward as possible.

We can help by:

  • Opening your new account and setting up home loans.
  • Setting you up with ways to bank, such as ANZ Internet Banking and ANZ goMoney.
  • Liaising with your current bank on your behalf.
  • Transferring your balance to your new accounts.
  • Transferring any existing payments—, automatic payments, direct debits and bill payments to your new accounts for you.
  • Closing your old accounts—.
  • Contacting you when it's all done. This process can take up to 14 days to complete.

Explore our home loan rates

1 year fixed-rate special*

Rate is unavailable

%P.A

Additional rates and terms available.

Fixed rate home loans

18 months fixed-rate special*

Rate is unavailable

%P.A

Additional rates and terms available.

Fixed rate home loans

Floating rate

Rate is unavailable

%P.A
Floating rate home loans

*Special interest rate requires minimum 20% equity and an ANZ transaction account with salary direct credited, otherwise standard rate applies. Not available with package discounts. 

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. 

 

How to apply

Apply online

Apply for an ANZ Home Loan.

Apply now

Call us

Call and talk to one of our New Zealand-based home loan coaches.

Monday to Friday, 8am - 7pm

Saturday and Sunday, 9am - 5pm

0800 269 4663

From overseas: +64 4 470 3165

Talk to a Mobile Mortgage Manager

Our Mobile Mortgage Managers can visit you at a time and place that is convenient for you.

Find a Mobile Mortgage Manager

Calculators

Work out how much you could borrow

Get an idea of how much you could borrow based on some quick questions about your financial situation.

Borrowing calculator

Work out your repayments

Find out how much your repayments might be depending on the loan amount, loan type and term.

Repayment calculator

Wanting to renovate your home?

Get an idea of how much it might cost based on some quick questions about your home and renovation plans.

Renovation calculator

Our Home Loan Check In

No matter who you bank with, our ANZ Home Loan Coaches can work with you to make sure your home loan is structured to suit your needs. 

The Home Loan Check In is free, there is no obligation, and it will only take about 15 minutes. Our coaches are happy to talk to you over the phone or in person, whatever suits you.

Request a Home Loan Check In

Important information

ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change. Read more about our Rates, fees and agreements.

This material is for information purposes only. We recommend seeking financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296, or for more information about ANZ’s financial advice service or to view our financial advice provider disclosure statement see anz.co.nz/fapdisclosure