Regular fixed repayments to help you budget. Budget confidently by knowing your exact repayment amounts and timings.
You choose the timeframe. Select a fixed-rate period that suits your needs. You can also choose to make repayments weekly, fortnightly or monthly.
Your interest rate is locked in. Have certainty and peace of mind by knowing exactly what your repayments will be and protection from interest rate rises. Interest rates may however fall during your fixed-rate period.
You can make one extra repayment up to 5% of the outstanding loan balance each year of your fixed-rate period without being charged Early Repayment Recovery.
Not sure which type of home loan is right for you?
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.