Investment advice

Whether you’re a first-time or experienced investor, good investment advice can make all the difference. And if you are thinking of selling your business or retiring, it’s even more important to ensure you are making the right choices for your money so it can continue to work hard for you. ANZ’s Investment Advisers can help – and it’s completely free.

Our investment team

Our network of qualified advisers around the country have helped thousands of Kiwis achieve their financial goals by providing sound advice. They’re backed up by the expertise of ANZ’s Investment Management team, one of the largest and most experienced in New Zealand, with a proven track record for long-term performance – which means you can be confident your money is being well managed.

Why you should get investment advice

Everyone can benefit from good investment advice, whatever their situation. And when it comes to investing, it’s never too early – or too late – to start. 

In investing (as with most things), the key to success is having a plan. But it can be hard to find the time to research investment markets and put a plan together. Our Investment Advisers can help you understand the options and create an achievable plan that works for you. 

While many Kiwis take a ‘DIY’ approach to investing, it pays to get advice from experts. Research has shown that Kiwis who get financial advice have around 50% more in their KiwiSaver account, and receive 4% higher returns on average on their investments

Meeting with an ANZ Investment Adviser will only take around an hour of your time – and it could be one of the best investments you ever make.

“Investing with ANZ has given me security about my future – and the freedom of knowing I have options.” – Angela, ANZ Investments client, Hamilton

How it works

Everyone’s different, so our advice is tailored to you and your situation through a logical, careful and disciplined approach.

“It’s incredibly rewarding to see clients achieving their goals and be able to feel I’ve helped them get there.” – Cynthia McLennan, ANZ Investment Adviser

What we can advise you on

ANZ Investment Advisers can work with you to:

  • Help you gain clarity on your financial goals and timeframes 
  • Help you understand your attitude to investment risk (including a personalised risk profile)
  • Recommend options to help you make the most of the money you have to invest.

They can provide investment advice and make recommendations on the ANZ KiwiSaver Scheme and OneAnswer KiwiSaver Scheme (multi-asset-class funds only) and ANZ Investment Funds. Each fund is fully managed and invests in a different mix of investment assets (e.g. shares, property, fixed interest and cash), and each has a different balance between risk and returns. 

If you have over $1.5 million to invest our ANZ Private service may be better suited to your needs. ANZ Private is a highly personalised service offering a wide range of investment, lending and banking options.

What it costs

There’s no charge for getting advice from an ANZ Investment Adviser – it’s free to use the service. There’s also no obligation – so there’s nothing to lose.

“I think most people can benefit from talking to an ANZ Investment Adviser. I’d recommend it to anyone.” – Ann, ANZ Investments client, Auckland

What our clients say

Of course, it’s what our clients think that counts – read some of their stories. 

When a staff member at her local ANZ branch suggested she talk to an ANZ Investment Adviser, Ann was sceptical. 

“I’ve always been pretty good at managing my finances, so I wasn’t that keen initially. But I had a sum of money that wasn’t earning very much in interest, so I agreed to see what they had to say.

I was a little bit wary about getting a sales pitch but my adviser wasn’t pushy at all – which is just as well because that would have put me off! He’s a great communicator and very easy to talk to. He explained that investments like shares and bonds can go up and down but that doesn’t worry me. I don’t need the money for day-to-day bills so I’m happy to put it away and not draw on it for five years, and we’ll see what happens then.

Once we’d agreed on a plan my adviser organised everything and looked after the investment side. I don’t want to know all the details. All I need to know is that it’s making money! That was about a year ago and I have to say I’m surprised at how well it’s performed. We have regular check-ins but I’m happy with the way it’s going. It’s a long-term investment so it hasn’t really changed things for me on a day-to-day basis – but it gives me assurance for my old age!

When it comes to managing your money, no-one knows it all and you can always learn something new. I think most people can benefit from talking to an ANZ Investment Adviser. I’d recommend it to anyone.” 

“Investing with ANZ has given me security about my future – and the freedom of knowing I have options.”

Angela was just 29 when her father passed away. As the last surviving member of her family, she had to deal not only with the grief of losing another parent, but also the responsibility that came with inheriting the family farm and assets. 

"I had very little idea about managing a farm, and even less about managing money,” says Angela. “I was used to living from payday to payday. It was pretty scary. I knew I needed some advice, but trusting someone with what to me was a considerable sum of money was a big leap of faith.

I chose ANZ because of their size and reputation. That was nearly 20 years ago and it was a great decision, because I’ve been with them ever since.

Working with ANZ has been easy, says Angela. “I’ve been with my current adviser for seven years and she’s phenomenal.

Having that relationship and having those skills available to me has given me a lot more confidence – and helped me avoid making some big mistakes! It’s also made me much more comfortable about investing than I was at the start.

I have an annual review with my adviser where we discuss any changes to my situation and what’s important to me. Then we take a comprehensive look at my investments, the different types of things I’m invested in and the risk factors.

Once we’ve agreed the overall direction I’m happy to leave the everyday investment decisions to ANZ. I trust them and it’s very much ‘set and forget’ for me. It’s pretty stress-free and the results over a long period speak for themselves.

I’m very happy that we’ve achieved what we set out to do at the start – keep my money safe and make more of it! Most importantly, investing with ANZ has given me security about my future – and the freedom of knowing I have options. I have no hesitation recommending ANZ to anyone.” 

Getting started

Take the first step today – call us for a free, no-obligation chat with one of our qualified Investment Advisers.

If you wish to speak to an external financial adviser, call 0800 736 034 and we’ll put you in touch with one.

Build your investment know-how

Important information

ANZ New Zealand Investments Limited is the issuer and manager of the ANZ KiwiSaver Scheme, the ANZ Default KiwiSaver Scheme, the OneAnswer KiwiSaver Scheme, the ANZ Investment Funds, the OneAnswer Multi-Asset-Class Funds and the OneAnswer Single-Asset-Class Funds. The ANZ Default KiwiSaver Scheme is no longer a default scheme and is closed to new members. Important information about the ANZ Default KiwiSaver Scheme is available at Documents and forms and by searching ‘ANZ Default KiwiSaver Scheme’ on the offer register at

Important information is available under terms and conditions. Download the guide and product disclosure statement.

Our financial advice provider statement has some important information you should know about ANZ and our financial advice services. Please take the time to read it.