skip to log on skip to main content
VoiceOver users please use the tab key when navigating expanded menus

Transferring your Australian Super to NZ

You may be able to bring your Australian Super home with you.

Getting started

If you have money in certain Australian complying superannuation schemes, you may be able to transfer it to your KiwiSaver account with ANZ. To find out whether you can transfer your Australian Super, talk to your Australian provider first – they’ll be able to advise you.

Here you’ll find information on the benefits of transferring your Australian Super, what to think about, and what you need to do.

Why transfer your Australian Super?

Everyone’s situation is different, but there are some good reasons to consider transferring your Australian Super Scheme to your KiwiSaver account with ANZ.

Reducing fees

You may be paying administration fees and unnecessary insurance premiums on your Australian Super, which can eat into your returns. Transferring your money to your ANZ KiwiSaver account means fewer fees to pay.

Easier to manage

Consolidating your retirement savings into one KiwiSaver account makes it easier to stay on top of your investment – and with ANZ you can manage your KiwiSaver savings and ANZ accounts online, all in one place.

One currency

Consolidating your retirement funds into one KiwiSaver account means you know exactly how much money you have in your home currency.

What you need to consider

Transferring your Aussie Super may not be the best option for everyone. Here are some things to consider before applying.

Investment options

Does your Aussie Super have different investment options than your KiwiSaver scheme? If so, which options are most appropriate for your particular situation?

If you’re thinking of moving to another country

Once you’ve transferred your Australian super to a KiwiSaver scheme, those funds can’t be transferred to a third country.

Fees and taxes

Does your Australian provider charge a transfer fee? Check with them to confirm.

Different tax rules apply in Australia and New Zealand. Once you transfer your Australian Super to KiwiSaver, New Zealand tax rules will apply.

Insurance cover

Some Australian superannuation schemes provide insurance cover against illnesses, accidents or death, which you may lose if you transfer your money to KiwiSaver. It’s important to review your insurance cover before making any decision.

Getting advice

We recommend speaking to your financial adviser to understand all the consequences before deciding to transfer your Australian Super to KiwiSaver.

How to transfer your Australian Super

To transfer your Australian superannuation to your ANZ KiwiSaver Scheme you’ll need to apply through your Australian provider or providers. Here’s what you need to do:

  1. Confirm your Australian provider(s)

    If you’re not sure who your Australian provider or providers are, contact the Australian Tax Office (ATO) on +61 2 2616 1111. You’ll need to provide:

    • Your full name and date of birth
    • Address(es) where correspondence from the ATO about your Australian Superannuation may have been sent to you.
  2. Apply for a transfer

    Contact your Australian provider(s) to apply to transfer your funds to your ANZ KiwiSaver account. They will provide you with the relevant forms and statutory declaration to complete, and advise you of any other documentation they may require. If they require ANZ’s bank details, please call us on 0800 736 034.

  3. Once you’ve supplied the required documentation

    Your Australian provider has 30 days to assess your application. Once approved it may take another 30 days to transfer the funds.

If you want to transfer your funds to the ANZ KiwiSaver Scheme but you’re not a member yet, simply join online.

You might be interested in...

What's next?

Call us

0800 736 034

Weekdays, 8am - 6pm


Talk to an ANZ financial adviser

0800 269 238


Weekdays, 8:30am - 5pm


Visit a branch

Call 0800 269 296 to make an appointment
Weekdays, 8am - 6pm

Find a branch


ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the ANZ KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (together, the 'schemes'). Important information is available under terms & conditions. Download the guide and product disclosure statement.