As a member of an ANZ-managed KiwiSaver scheme, you're in control.
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ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the ANZ KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (together, the 'schemes'). Important information is available under terms and conditions. Download the guide and product disclosure statement.
If you first joined KiwiSaver (or a complying superannuation fund) before 1 July 2019, a five-year membership requirement also usually applies before you can begin withdrawing your KiwiSaver savings.
You can opt out of the five-year membership requirement by making a retirement withdrawal. If you opt out, you’ll no longer be eligible to receive any Government contributions and your employer can stop their contributions.