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Managing your KiwiSaver account

As a member of an ANZ-managed KiwiSaver scheme, you're in control. 

Manage your account online

Stay on top of your KiwiSaver account online anywhere, anytime. With ANZ Internet Banking and goMoney, you can:

  • Check your balance
  • View past transactions
  • See how your KiwiSaver investment is performing
  • Check which fund you’re invested in
  • Check your Prescribed Investor Rate (PIR)
  • Make additional contributions by transferring money to your KiwiSaver account directly from your ANZ transaction accounts
  • Switch funds and change your PIR (ANZ Internet Banking only).

Not registered for ANZ Internet Banking or goMoney? Find out how to register here.

If you don't bank with ANZ and haven't given us your ID yet, you'll need to provide proof of ID and proof of address before you can register. Find out more.

Manage your contributions

Your contributions

There are two ways you can contribute to your KiwiSaver account:

Other contributions

As a KiwiSaver member, you may benefit from these contributions too:

Making withdrawals

You can withdraw from your savings from your KiwiSaver account:

When you reach age 65: you can usually begin withdrawing your savings when you turn 65disclaimer.

To buy your first home: you may be able to withdraw your savings if you’ve been a KiwiSaver member for three years and you’re buying your first home.

If your circumstances change: you may be able to access your money early if you move overseas permanently, are experiencing significant financial hardship, have a serious illness, or have a life-shortening congenital condition.

Find out more about making withdrawals

Transferring your Australian Super to your KiwiSaver account

If you worked in Australia at any time since 1992 and have an Australian superannuation scheme account, you may be able to transfer that money into your KiwiSaver account when you permanently emigrate from Australia to New Zealand.

Find out more about transferring your Australian Super to NZ

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What's next?

Talk to an ANZ financial adviser

0800 269 238


Weekdays, 8:30am - 5pm


Visit a branch

Call 0800 269 296 to make an appointment
Weekdays, 8am - 6pm

Find a branch


ANZ New Zealand Investments Limited ('ANZ Investments') is the issuer and manager of the ANZ KiwiSaver Scheme and the ANZ Default KiwiSaver Scheme (together, the 'schemes'). Important information is available under terms & conditions. Download the guide and product disclosure statement.

If you first joined KiwiSaver (or a complying superannuation fund) before 1 July 2019, a five-year membership requirement also usually applies before you can begin withdrawing your KiwiSaver savings.

You can opt out of the five-year membership requirement by making a retirement withdrawal. If you opt out, you’ll no longer be eligible to receive any Government contributions and your employer can stop their contributions.