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What is a personal loan?
A personal loan allows you to borrow a lump sum, usually for a particular purpose or need.
ANZ lending criteria, terms, conditions, and fees apply. Interest rates and fees are subject to change.
The ANZ Personal Loan interest rate is currently (but can change) and you can pay these loans off between six months and seven years. For example if you borrowed $5,000 for two years at 12.90% p.a., the total interest payable would be about $699. Plus a one-off application fee of $115 applies (there is no application fee for full-time tertiary students on a Jumpstart account).