Skip to main contentSkip to log on

Open a bank account when moving to New Zealand

You can open an ANZ bank account before you arrive in New Zealand or after you get here, so you’re ready to make or receive payments and manage your money.

Why bank with New Zealand's largest bank—

No monthly fees

Choose from a range of transaction and savings accounts with no monthly account fee, and pay no transaction fees when banking electronically on eligible accounts.

Everyday bank accounts

Bank your way

Once you’ve joined ANZ you can make and receive payments, build your savings, open additional accounts and keep track of your banking in the ANZ goMoney app or Internet Banking.

Ways to bank

24/7 fraud monitoring

Our Customer Protection team analyses data events 24/7 to help keep you and your money safe from scams and fraud.

About layers of fraud protection

Send money overseas with $0 ANZ Transfer Fee

Stay connected or support family overseas with no ANZ Transfer Fee— when using goMoney or Internet Banking—.

International money transfers

What you need to know

Check you're eligible to open a bank account

You can apply if you:

  • Are in New Zealand or arriving within 90 days
  • Have a valid Visa with at least six months remaining
  • Are 13 years old or over.

Account types

Everyday accounts – can be used for receiving your pay and making day-to-day transactions. Once we’ve confirmed your identity, you can apply for an ANZ Visa Debit or EFTPOS card.

Savings accounts – can earn interest when you start depositing money before you arrive.  ANZ Visa Debit or EFTPOS cards are not available with savings accounts.

More about everyday accounts
More about savings accounts

Who can complete the application?

The person who will be the account holder must complete the application. 

If someone else, such as an immigration agency, is completing the application on behalf of the account holder, you must let us know by emailing movetonz@anz.com and including your application reference number. Otherwise, we won’t be able to process the application.

How to join ANZ

1. Start your application

  • Choose an everyday or savings account that suits you. To help you decide, use our online tool.
  • If you’re applying from overseas, you’ll need to provide your current overseas residential address. 
  • If you’re applying from New Zealand, you’ll need to provide a New Zealand residential address that you will be living at long-term.
  • Complete the online form. This should take about five minutes.

2. We’ll email you

  • We’ll email you within three business days to let you know what information and documents we need. If you don’t receive the email, check your junk folder. 
  • Once we’ve confirmed your eligibility, we’ll open your account and email your account details.
  • You can then deposit money into your account, but you won’t be able to withdraw money or apply for other banking products until your account is activated.

3. Visit an ANZ branch

  • Once you receive an account confirmation email, it will include instructions on how to complete your identity check when visiting an ANZ branch in New Zealand. See our branch locations.
  • Once this is done, we’ll activate your account and you’ll have full access to it using goMoney, Internet Banking, or an ANZ Visa Debit or EFTPOS card.

Open a New Zealand bank account with ANZ

Apply online

Complete our online form to apply for an ANZ bank account before you arrive in New Zealand or once you're here.

It should take about five minutes.

Apply online

We can help

We're here to guide you and answer any questions.

Call us Monday to Friday 8am - 8pm, Saturday and Sunday 8am - 6pm.

0800 269 296

From overseas +64 4 470 3142 

International toll charges apply.

Or email us at movetonz@anz.com

More products and services for life in New Zealand

Credit cards

Everyone is unique, so we offer credit card options to suit different needs.

Credit cards

Insurance

Life is full of surprises. Prepare for whatever happens, with the right insurance—.

Insurance

Accounts for kids and teens

Get your kids set up with a savings or everyday account to help them kick-start savings or manage their spending.

Kids and teens' accounts

Private Banking

A highly personalised wealth management service with a single focus on helping you achieve your ambition.

Private Banking
Apply online

Important information

This material is for information purposes only. Please talk to us if you need financial advice about your situation and goals before getting a financial product. To talk to one of our team at ANZ, please call 0800 269 296. See our financial advice provider statement (PDF 39.8KB). 

Our eligibility and lending criteria, terms, and fees apply. Fees can change. Phone and internet providers may charge fees when using their services to access ANZ goMoney, ANZ Internet Banking, and ANZ Phone Banking.

For details, see Terms and Conditions, Fees and Charges (PDF 166KB), ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 157KB), and ANZ Electronic Banking Conditions (PDF 138KB).