ANZ Personal Loan Insurance

Make sure your personal loan payments are taken care of if something happens to you.

ANZ Personal Loan Insurance includes life insurance cover up to the value of your personal loan, to a maximum of $50,000, as well as cover for total temporary disability. You can also add optional cover for redundancy or bankruptcy.

These policies are underwritten by OnePath Life (NZ) Limited. Find out more about their Financial Strength Rating.

Simply choose the cover that suits your needs and then call us on 0800 269 855



ANZ Personal Loan Insurance is only available with an ANZ Personal Loan.

What's covered

tick  Life Cover - pays a lump sum to help repay your loan in the event of your death or if you're diagnosed as terminally ill.

tick  Total Temporary Disability - can help you meet your personal loan repayments after a serious accident or illness.

  • We'll make your regular loan repayments until your loan is repaid or you've returned to work and can make your repayments again.
  • Leaves you free to focus on your recovery.

tick  Redundancy/Bankruptcy - is an optional benefit that will cover your loan repayments if you're made redundant or declared bankrupt.

  • We'll make your regular loan repayments for up to 180 days.
  • Leaves you free to focus on your next career step.


Other options
tick  If you'd like cover for more than just your immediate debt, you might like to find out about: our comprehensive life insurance  options.

It's simple and easy to apply

The application process is a fast and simple one - you don't need to complete any health and lifestyle questions or undergo any medical examinations because any pre-existing medical conditions, injuries or illnesses will not be covered under this policy.

We can issue your policy* as soon as we've recorded your details. A simple, single premium can be added to the amount of your loan.

More information

For full benefits, exclusions and conditions, view our policy document - Personal Loan Insurance policy document (81kB)


Apply now by talking to a specialist

 Phone   Call 0800 269 855

 envelope icon   Enquire online

 branch icon   Visit your nearest ANZ branch

Already have insurance with us?  

Phone icon   Call 0800 658 585
      with any questions about your 
      existing policy

 laptop icon  How to make a claim


IMPORTANT: The above information is a summary only of the cover and features that may be available. For full details of the terms, conditions and exclusions please refer to the policy document – Personal Loan Insurance policy document (81kB), visit any ANZ branch or call 0800 269 296. ANZ Personal Loan Insurance is underwritten by OnePath Life (NZ) Limited and distributed through ANZ Bank New Zealand Limited (ANZ). Full terms, conditions and exclusions apply. For more details, including copies of policy documents, contact any ANZ branch. No member of ANZ or any other person guarantees OnePath Life (NZ) Limited or any of the products issued by it. ANZ may receive a commission on any policy it arranges.

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