ANZ Low Rate Visa
Save on card fees and interest costs with our lowest purchase rate and annual fee
A good choice if you don’t pay off your credit card in full every month
Ideal for consolidating other credit card debt
At a glance
Account fee -
charged $17.50 half-yearly
Up to 55 days interest free on purchases
Benefits
Save on interest and fees
Transfer your balance
Convenience
Secure
Rates and fees
| Interest rate on purchases | Interest rate on cash advances | Interest rate on balance transfers | Interest free days on purchases | Annual fee | Joint or additional card |
|---|---|---|---|---|---|
 (View current rates) |
(View current rates) |
(View current rates) for 12 months~ |
Up to 55 days | $35 p.a. (charged $17.50 half-yearly) | $10 p.a. (charged $5 half-yearly) |
Easy ways to apply
By phone
Weekdays, 8am - 8.30pm
Weekends, 9am - 5pm
0800 269 277
- Valid proof of identification - see examples of acceptable forms of identification (PDF 28kB)
- Mail that has been addressed to your residential address (within the last three months)
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Important information
Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all credit cards. See Rates, fees and agreements for more information.
1.Terms and conditions apply to Apple Pay, see anz.co.nz/applepay for more information.
2.Android™ and Google Play are registered trademarks of Google Inc. ANZ goMoney Wallet eligibility criteria, terms and conditions apply. See anz.co.nz/gomoneywallet for more information.
# Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ Credit Card Conditions of Use.
*Lending criteria, terms, conditions and fees apply. The ‘pay no annual card fee for one year offer’ is available for a limited time. After 12 months the standard annual fee will apply. Offer available for all new ANZ credit cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer is only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts. Personal ANZ Visa credit cards can be used in mobile wallets on compatible devices. Terms, conditions and eligibility criteria apply to the use of mobile wallets, see our Electronic Banking Conditions at anz.co.nz for more information. ANZ Bank New Zealand Limited.
*Balance transfers can be made from non-ANZ Visa and MasterCard, American Express, GE CreditLine, Q Card and Farmers Card. Full details are contained in the ANZ Credit Card Conditions of Use available from anz.co.nz or any branch. After 12 months our standard purchase interest rate will apply to any remaining balance transfer amount. Standard interest rates for ANZ Low Rate Visa (currently 13.90% p.a. on purchases and 22.95% p.a. on cash advances) apply to new transactions and repayments will generally be applied to balance transfer amounts before new purchases.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.
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