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Interest rates are subject to change. Lending criteria, terms, conditions and fees apply to all ANZ credit cards. See Rates, fees and agreements for more information.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. An ANZ Authorised Financial Adviser will, on request and free of charge, provide you with his or her disclosure statement prepared under the Financial Advisers Act 2008. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.
No annual card fee offer: ANZ lending criteria, terms, conditions and fees apply. Offer available for a limited time. After 12 months the standard annual fee will apply (currently $35, charged $17.50 half-yearly). Offer available for new ANZ Low Rate Visa cards. Transfers from existing ANZ credit cards will not be eligible for this offer. Offer only available once per customer (not available on multiple cards). Offer not available in conjunction with other credit card offers or package discounts.
Balance transfer offer: Balance transfers can be made from most non-ANZ Visa or Mastercards (ASB, Bank Direct, BNZ, KiwiBank, TSB or Westpac), American Express, GE CreditLine, Q Card and Farmers Card. Full details are contained in the ANZ Credit Card Conditions of Use available from anz.co.nz or any branch. After 12 months our standard purchase interest rate will apply to any remaining balance transfer amount. Standard interest rates for ANZ Low Rate Visa (currently on purchases and on cash advances) apply to new transactions and repayments will generally be applied to balance transfer amounts before new purchases.Back to top
Conditions and exceptions apply. For further details, see Visa Zero Liability and the ANZ EFTPOS card and ANZ Visa Debit card Conditions of Use (PDF 132kB). Visa's Zero Liability policy covers ANZ Bank New Zealand Limited issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.Back to top