Join ANZ

Joining ANZ is easy. Open a bank account the fast way using the ANZ goMoney app or use our online form.

Get $100 when you join ANZ

Simply download the ANZ goMoney app, join with an ANZ Go account and a Visa Debit card in the app by 9 March 2026, and make five purchases by 30 March 2026.

You’ll then get $100 cash paid into your account by 24 April 2026.

Limited time offer. Eligibility criteria, terms and conditions, and fees apply to ANZ goMoney and this offer.

Join in our app

Fast and easy with no branch visit needed

  1. Check you can join using our app
  2. Download goMoney and apply
  3. We'll contact you

1. Check you can join using our app

You'll need to: 

  • Be 13 years old or over
  • Have a New Zealand residential address
  • Have a current New Zealand ID – either a passport or driver licence
  • Have a mobile device to take a selfie video to verify your identity.

Can't join using the app or want a joint account? See Other ways to join


2. Download goMoney and apply

Download ANZ goMoney New Zealand from the App Store or Google Play™ store. 

In goMoney select Join as a new customer and follow the steps. For help, see how to join using goMoney

Join with an everyday account and you'll get an ANZ Go account with: 

  • $0 monthly account fee
  • Free ANZ Visa Debit card

3. We'll contact you

We'll check your application over the next two business days. 

If we need more information to complete your application, we’ll contact you or you'll receive a text and email when your account is ready to go. 

Once your account it set up, you can apply for savings accounts, credit cards, KiwiSaver and home loans – all through goMoney. 

Other ways to join

No New Zealand ID or address

If you don't have a current New Zealand passport, driver licence or address, you can still apply online or call us. We’ll then be in touch to organise a visit to an ANZ branch to confirm your identity.


Apply online

Apply using our online form if you're 13 or over, or want a joint account.



Call us

Monday to Friday 8am - 8pm, Saturday and Sunday 8am - 6pm.



From overseas +64 4 470 3142

Moving your banking to ANZ

We can help

To help with switching your banking to ANZ, we can transfer your balances and payments from your current New Zealand bank to ANZ, and close your current accounts if you’d like.

Once you’ve opened an account, simply call us on 0800 269 296 to arrange a visit to any ANZ branch, let us know which balances and payments you’d like to transfer and we’ll take care of the rest.


Prefer to do it yourself?

Our guide covers how to move your banking to ANZ yourself, including how to update payments, direct debits and more.

Why join ANZ

Personalise your ANZ Visa Debit card

Once you’ve got your ANZ account, you can upgrade your ANZ Visa Debit card to an ANZ MyPhoto Visa Debit card. Choose from one of our gallery images or upload your own photo.

Important information

Our eligibility criteria apply. Fees are subject to change. Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms and ConditionsFees and Charges (PDF 159KB), and ANZ EFTPOS Card and ANZ Visa Debit Card Conditions of Use (PDF 103KB), and Electronic Banking Conditions (PDF 138KB).