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Join ANZ

and stay on top of your money

Get started

When your money moves with you, you’re always on top of it

Check out the great ways we can help you keep moving, then join ANZ by opening one of our everyday accounts.

Get started by choosing your account

Go account

Great if you bank electronically and want to save on monthly account fees


$0

Monthly account fee


$0

Automated transaction feedisclaimer



$3

Manual transaction fee per transactiondisclaimer

(cheques and staff-assisted transactions)



$10

ANZ Visa Debit card annual feedisclaimer


  • Unlimited free automated transactionsdisclaimer
  • Overdraft available on applicationdisclaimer
  • Joint account option available

Learn more

Open a Go account


Non-standard fees may applydisclaimer

Freedom account

Bank the way you want to with no transaction fees


$5

Monthly account fee

waived each month you deposit at least $2,500 into your accountdisclaimer


$0

Transaction feesdisclaimerdisclaimer


$0

ANZ Visa Debit card annual feedisclaimer


 

   

 


Learn more

Open a Freedom account


Non-standard fees may applydisclaimer

Jumpstart account

Account for kids, full-time students and anyone under 21disclaimer


$0

Monthly account fee


$0

Transaction feesdisclaimerdisclaimer


$0

ANZ Visa Debit card annual feedisclaimer


 

 


Learn more about Jumpstart for students and under 21s

Learn more about Jumpstart for kids

Open a Jumpstart account


Non-standard fees may applydisclaimer

Great reasons to join us

Pay with your smartphone

Tap and pay at thousands of stores with either Apple Paydisclaimer or Google PayTMdisclaimer. You can also send money to anyone with a NZ bank account using their mobile numberdisclaimer, or pay bills on the go with ANZ goMoney, so your money always moves with you.

Personalise your Visa Debit card

Once you have an ANZ Visa Debit card, it's easy to upgrade it to a MyPhoto card with a picture of your choice, so you can stand out from the crowddisclaimer.

We're here when you need us

We’ve got an extensive branch network and a contact centre open seven days a week, so we’re here to help when you need us. Plus, you can manage your money 24/7 with ANZ Internet Banking or goMoney – NZ’s favourite banking app.

A whole lot more

 

  • Take control with ANZ Card Manager - temporarily block your card if you misplace it, or cancel and replace lost or stolen cardsdisclaimer.

  • A free A-Z Review to check you’re making the most of your money.
  • We’re committed to keeping you and your money safe, with the latest security systems and technology.

  • A free switching service to help transfer your accounts and payments from your current bank to ANZ.

It's easy to join us

 

Apply for an account

Choose the everyday account that's right you, then apply for it in 5 minutes using our simple online form.

We'll contact you

Before opening your account, we'll contact you to set up a time to visit an ANZ branch and confirm your identity.

Visit a branch

We'll verify your identity in branch, and set up your ANZ Internet Banking, ANZ goMoney and anything else you need.

Fees are subject to change.

  

Registration is required for ANZ goMoney, ANZ Internet Banking and ANZ Phone Banking. Telephone, mobile operator and internet service provider charges may apply to these services. Eligibility criteria and terms and conditions apply.

  

Automated transactions include EFTPOS, Visa Debit, ATM, and mobile wallet transactions, as well as all electronic payments and other transactions made using ANZ Internet Banking, goMoney, and Phone Banking. 

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Manual transactions include cheques and transactions handled by our staff for you, including at a branch, by phone, or online.

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Must be 13 years or over to apply for an ANZ Visa Debit card.

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All overdrafts are subject to application and ANZ eligibility criteria, lending criteria and terms and conditions. Overdraft fees may apply. See ANZ Overdraft for more information.

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Non-standard fees may apply, including currency conversion for overseas transactions. Please use the following links for full details of our Terms & Conditions and Fees & Charges (PDF 100kB)

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A monthly account fee of $5 will apply if the $2,500 minimum deposit is not met. Deposits exclude transfers between any of your ANZ accounts.

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If you're 21 or over and applying for Jumpstart, you must be enrolled at and provide proof of full-time study at a government recognised tertiary institution or a NZQA approved language school, and must have a minimum of 6 months remaining on your course.

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Must be 18 years or over to apply for an overdraft. ANZ lending criteria, terms, conditions and fees apply to overdrafts. Student allowance/government loan and/or other income must be direct credited to an ANZ account. If approved, only one interest-free overdraft will be provided per eligible Jumpstart customer. See ANZ Overdraft for more information.

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Apple, the Apple logo, Touch ID, iPhone and Apple Watch are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

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Google Pay is a trademark of Google LLC. Terms and conditions apply to Google Pay, see Google Pay for more information.

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Terms and Conditions apply to Voice ID and Pay to Mobile. See our Electronic Banking Conditions (PDF 142kB) for more information.

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Image criteria and MyPhoto terms and conditions apply.

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Available for ANZ EFTPOS cards, ANZ Visa Debit cards and personal ANZ credit cards only. 

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